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Unum UNM Unum International — Issuances

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Other financials

Income statement

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Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

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Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedNetPremiumIssuance.

The source filing: Unum’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:25 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000005513-26-000075
Line itemJune 30 / 2026June 30 / 2025
Effect of changes in cash flow assumptions
Effect of actual variances from expected experience(0.9)2.1
Adjusted beginning of year balance377.1316.3
Issuances120.017.7
Interest accretion7.26.5
Net premiums collected(17.9)(16.1)
Foreign currency(17.7)47.0
Ending balance at original discount rate368.7371.4

Item 1. Financial Statements (Unaudited):

FAQ

What is Unum's unum international — issuances?
Unum (UNM) reported unum international — issuances of $8.6M in Q2 2026.
How has Unum's unum international — issuances changed year-over-year?
Unum's unum international — issuances decreased by 8.5% year-over-year, from $9.4M to $8.6M.
What is the long-term trend for Unum's unum international — issuances?
Over 4 years (2021 to 2025), Unum's unum international — issuances has grown at a 4.6% compound annual growth rate (CAGR), from $31.4M to $37.6M.
What does unum international — issuances mean?
This metric tracks the initial liability recognized for new insurance policies issued during the reporting period. It reflects the volume and value of new business growth within the segment. It is a primary indicator of top-line sales success and the expansion of the insurance portfolio.

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