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Unum UNM Unum US — Issuances

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Other financials

Income statement

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Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

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Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedNetPremiumIssuance.

The source filing: Unum’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:25 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000005513-26-000075
Line itemGroup DisabilityGroup Life and AD&DVoluntary BenefitsIndividual DisabilityTotal Unum US
Effect of changes in cash flow assumptions
Effect of actual variances from expected experience(35.8)(9.2)(45.0)
Adjusted beginning of year balance1,411.51,223.32,634.8
Issuances1335.082.5417.5
Interest accretion26.525.952.4
Net premiums collected(130.1)(94.9)(225.0)
Ending balance at original discount rate1,642.91,236.82,879.7
Effect of change in discount rate assumptions(75.2)(11.7)(86.9)

Item 1. Financial Statements (Unaudited):

FAQ

What is Unum's unum US — issuances?
Unum (UNM) reported unum US — issuances of $73.7M in Q2 2026.
How has Unum's unum US — issuances changed year-over-year?
Unum's unum US — issuances increased by 20.0% year-over-year, from $61.4M to $73.7M.
What is the long-term trend for Unum's unum US — issuances?
Over 4 years (2021 to 2025), Unum's unum US — issuances has grown at a 8.0% compound annual growth rate (CAGR), from $407.8M to $555.1M.
What does unum US — issuances mean?
This metric measures the liability for future policy benefits associated with new insurance contracts issued during the reporting period. It reflects the growth of the business through the acquisition of new policyholders. High issuance levels indicate successful sales and market penetration within the segment.

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