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Unum UNM Unum International — Net liability for future policy benefits
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Where this comes from
Reported directly by Unum in its filing.
Tagged under the XBRL concept unm:LiabilityForFuturePolicyBenefitBeforeReinsuranceBeforeOther.
The source filing: Unum’s 10-Q, filed July 29, 2026.
- Filed
- Jul 29, 2026, 4:25 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000005513-26-000075
| Line item | June 30 / 2026 | June 30 / 2025 |
|---|---|---|
| Ending balance at original discount rate | 2,898.7 | 2,933.2 |
| Effect of change in discount rate assumptions | (253.3) | (243.6) |
| Balance, end of period | $2,645.4 | $2,689.6 |
| Net liability for future policy benefits | $2,301.5 | $2,352.4 |
| Other | 49.3 | 50.1 |
| Total liability for future policy benefits | 2,350.8 | 2,402.5 |
| Less: Reinsurance recoverable related to future policy benefits | 85.9 | 73.1 |
| Net liability for future policy benefits, after reinsurance recoverable | $2,264.9 | $2,329.4 |
Item 1. Financial Statements (Unaudited):
FAQ
- What is Unum's unum international — net liability for future policy benefits?
- Unum (UNM) reported unum international — net liability for future policy benefits of $2.3B in Q2 2026.
- How has Unum's unum international — net liability for future policy benefits changed year-over-year?
- Unum's unum international — net liability for future policy benefits decreased by 2.2% year-over-year, from $2.35B to $2.3B.
- What is the long-term trend for Unum's unum international — net liability for future policy benefits?
- Over 3 years (2022 to 2025), Unum's unum international — net liability for future policy benefits has grown at a 2.2% compound annual growth rate (CAGR), from $8.56B to $9.14B.
- What does unum international — net liability for future policy benefits mean?
- This represents the total net obligation for future policy benefits after accounting for expected future premiums and other adjustments. It serves as the primary balance sheet measure of the company's long-term insurance liabilities. This figure is essential for assessing the overall solvency and reserve adequacy of the segment.
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