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Unum UNM Unum International — Policyholder Account Balances

Other segment segments

Closed Block
$4.11B+0.4%
Colonial Life
$858.9M-0.4%
Unum US
$665.7M-1.5%

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AMPVariable Universal Life Insurance — Policyholder account balances
$1.72B+4.4%
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CINFUniversal life — Policyholder Account Balance
$449M-1.8%
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PRUInternational Businesses — Policyholders’ account balances
$60.95B+12.3%
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CBUniversal Life — Policyholders' account balances
$1.83B+1.0%
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AMPUniversal Life Insurance — Policyholder account balances
$1.31B-4.0%
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FNFUniversal Life — Contractholder funds
$3.43B+16.9%

Other financials

Income statement

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Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

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Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

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Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

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Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

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Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationOtherPolicyClaimsAndBenefitsPayable.

The official record: Unum’s 10-K, filed February 17, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unum's unum international — policyholder account balances?
Unum (UNM) reported unum international — policyholder account balances of $0 in Q4 2025.
What does unum international — policyholder account balances mean?
The total funds managed by the insurer on behalf of its policyholders.
How do you interpret unum international — policyholder account balances?
An increase reflects growth in assets under management and customer retention within account-based products.
How does unum international — policyholder account balances compare across companies?
Similar to 'Account Values' or 'Policyholder Deposits' in universal life or annuity segments.