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Unum UNM Unum US — Policyholder Account Balances

Other segment segments

Closed Block
$4.11B+0.4%
Colonial Life
$858.9M-0.4%
Unum International
$0—

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Other financials

Income statement

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Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

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Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

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Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

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Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

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Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationOtherPolicyClaimsAndBenefitsPayable.

The official record: Unum’s 10-K, filed February 17, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unum's unum US — policyholder account balances?
Unum (UNM) reported unum US — policyholder account balances of $665.7M in Q4 2025.
How has Unum's unum US — policyholder account balances changed year-over-year?
Unum's unum US — policyholder account balances decreased by 1.5% year-over-year, from $675.7M to $665.7M.
What does unum US — policyholder account balances mean?
The total value of funds held by the insurer that belong to policyholders within their insurance accounts.
How do you interpret unum US — policyholder account balances?
Growth indicates successful retention of assets and expansion of investment-linked product offerings.
How does unum US — policyholder account balances compare across companies?
Commonly referred to as 'Account Values' or 'Policyholder Liabilities' in life and annuity insurance segments.