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Unity Bancorp UNTY Retained Earnings

Retained Earnings at other companies

JPMorgan ChaseJPM

$428.21B+10.8%

PNC Financial ServicesPNC

$64.26B+7.0%

Valley National BankVLY

$2B+22.5%

Midland States BancorpMSBI

$96.17M-1.6%

Greene County BancorpGCBC

$267.82M+15.1%

First Community BanksharesFCBC

$325.44M+2.4%

Other financials

Income statement

Revenue$33.6M+14.5%

Net income$14.3M+23.2%

EPS (diluted)$1.40+23.9%

Balance sheet

Cash & equivalents$229.2M+8.3%

Total debt$5.0M+4.2%

Total equity$358.1M+17.0%

Total assets$3.0B+9.4%

Cash flow

Operating cash flow$14.9M-16.4%

CapEx$425.0K+52.3%

Free cash flow$14.5M-17.5%

Valuation

Market cap$581.77M+32.4%

P/E9.6×-0.5×

P/S4.3×+0.3×

Profitability

Net margin44.6%+5.4pp

FCF margin30.3%—

Returns & leverage

Return on equity18.3%+3.1pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Unity Bancorp in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The official record: Unity Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unity Bancorp's retained earnings?: Unity Bancorp (UNTY) reported retained earnings of $256.62M in Q1 2026.
How has Unity Bancorp's retained earnings changed year-over-year?: Unity Bancorp's retained earnings increased by 8.0% year-over-year, from $237.52M to $256.62M.
What is the long-term trend for Unity Bancorp's retained earnings?: Over 5 years (2020 to 2025), Unity Bancorp's retained earnings has grown at a 21.9% compound annual growth rate (CAGR), from $90.67M to $243.94M.
What does retained earnings mean?: Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.