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Unity Bancorp UNTY Retained Earnings

Retained Earnings at other companies

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$445.02B+12.0%
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$65.52B+7.5%
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$2.1B+24.1%
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$267.82M+15.1%
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$96.17M-1.6%
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Citizens & NorthernCZNC
$175.52M+3.5%

Other financials

Income statement

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Revenue$33.7M-1.8%
Net income$14.5M-12.2%
EPS (diluted)$1.42-11.8%

Balance sheet

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Cash & equivalents$250.3M-14.8%
Total debt$5.0M+4.2%
Total equity$371.8M+16.2%
Total assets$3.2B+9.1%

Cash flow

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Operating cash flow-$38.7M-58.7%
CapEx$94.0K-49.7%
Free cash flow-$38.8M-57.9%

Valuation

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Market cap$599.14M+26.1%
P/E10.2×+0.8×
P/S4.4×+0.5×

Profitability

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Net margin43.3%+1.1pp
FCF margin20%-7.7pp

Returns & leverage

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Return on equity17%-0.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Unity Bancorp in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The source filing: Unity Bancorp’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 4:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000920427-26-000045

FAQ

What is Unity Bancorp's retained earnings?
Unity Bancorp (UNTY) reported retained earnings of $269.49M in Q2 2026.
How has Unity Bancorp's retained earnings changed year-over-year?
Unity Bancorp's retained earnings increased by 6.7% year-over-year, from $252.61M to $269.49M.
What is the long-term trend for Unity Bancorp's retained earnings?
Over 5 years (2020 to 2025), Unity Bancorp's retained earnings has grown at a 21.9% compound annual growth rate (CAGR), from $90.67M to $243.94M.
What does retained earnings mean?
Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.

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