U.S. Bancorp Payment for Origination and Purchase, Loan, Held-for-Sale decreased by 18.7% to $5.35B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 27.8%, from $4.19B to $5.35B. Over 4 years (FY 2021 to FY 2025), Payment for Origination and Purchase, Loan, Held-for-Sale shows a downward trend with a -25.7% CAGR.
An increase indicates higher volume in the loan origination business, which may lead to future fee income upon sale.
This represents the cash outflow associated with originating new loans or purchasing existing loan portfolios intended f...
Standard for mortgage-heavy banks; peers report as 'Cash used for loan originations'.
operating_payments_for_origination_and_purchases_of_loan_b7b90f| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $16.28B | $19.05B | $16.37B | $9.83B | $7.50B | $9.03B | $6.77B | $7.02B | $7.62B | $7.00B | $5.30B | $4.67B | $6.05B | $7.17B | $6.33B | $4.19B | $5.66B | $5.69B | $6.58B | $5.35B |
| QoQ Change | — | +17.0% | -14.0% | -40.0% | -23.7% | +20.5% | -25.0% | +3.8% | +8.4% | -8.1% | -24.3% | -11.8% | +29.5% | +18.5% | -11.8% | -33.9% | +35.3% | +0.4% | +15.8% | -18.7% |
| YoY Change | — | — | — | — | -54.0% | -52.6% | -58.6% | -28.5% | +1.6% | -22.5% | -21.7% | -33.5% | -20.5% | +2.5% | +19.4% | -10.5% | -6.4% | -20.7% | +4.1% | +27.8% |