Other

Deposits, Negotiable Order of Withdrawal (NOW)

U.S. Bancorp Deposits, Negotiable Order of Withdrawal (NOW) increased by 4.0% to $132.22B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 4.0%, from $127.19B to $132.22B. Over 5 years (FY 2020 to FY 2025), Deposits, Negotiable Order of Withdrawal (NOW) shows an upward trend with a 6.6% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryLiquidity
SignalHigher is better
VolatilityModerate
First reportedQ4 2018
Last reportedQ4 2025

How to read this metric

Growth in these deposits indicates a strong ability to attract and retain low-cost core funding from customers.

Detailed definition

This represents interest-bearing transaction accounts that allow customers to write checks or make withdrawals, often re...

Peer comparison

Standard deposit category for all commercial and retail banks.

Metric ID: other_deposits_negotiable_order_of_withdrawal_now

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value$115.11B$134.49B$127.45B$127.19B$132.22B
QoQ Change—+16.8%-5.2%-0.2%+4.0%
YoY Change—+16.8%-5.2%-0.2%+4.0%
Range$115.11B – $134.49B
CAGR+14.9%
Avg YoY Growth+3.8%
Median YoY Growth+1.9%

Frequently Asked Questions

What is U.S. Bancorp's deposits, negotiable order of withdrawal (now)?
U.S. Bancorp (USB) reported deposits, negotiable order of withdrawal (now) of $132.22B in Q4 2025.
How has U.S. Bancorp's deposits, negotiable order of withdrawal (now) changed year-over-year?
U.S. Bancorp's deposits, negotiable order of withdrawal (now) increased by 4.0% year-over-year, from $127.19B to $132.22B.
What is the long-term trend for U.S. Bancorp's deposits, negotiable order of withdrawal (now)?
Over 5 years (2020 to 2025), U.S. Bancorp's deposits, negotiable order of withdrawal (now) has grown at a 6.6% compound annual growth rate (CAGR), from $95.89B to $132.22B.
What does deposits, negotiable order of withdrawal (now) mean?
Interest-bearing checking accounts that provide a stable source of funding for the bank.