U.S. Bancorp Carrying amount over (under) unpaid principal outstanding, total loans decreased by 3.4% to $28.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 250.0%, from $8.00M to $28.00M. Over 5 years (FY 2020 to FY 2025), Carrying amount over (under) unpaid principal outstanding, total loans shows a downward trend with a -40.9% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
A negative difference suggests that the market value of the loans has decreased due to credit risk or rising interest rates.
This represents the difference between the carrying amount of loans measured at fair value and their contractual unpaid...
Standard metric for banks using the fair value option for loan portfolios under GAAP.
other_fair_value_option_aggregate_differences_loans_and__f0ac61| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $192.00M | $159.00M | $170.00M | $3.00M | $20.00M | -$101.00M | $1.00M | $2.00M | $3.00M | $17.00M | $5.00M | $22.00M | $39.00M | $8.00M | $9.00M | $23.00M | $29.00M | $28.00M |
| QoQ Change | — | -17.2% | +6.9% | -98.2% | +566.7% | -605.0% | +101.0% | +100.0% | +50.0% | +466.7% | -70.6% | +340.0% | +77.3% | -79.5% | +12.5% | +155.6% | +26.1% | -3.4% |
| YoY Change | — | — | — | — | -89.6% | -163.5% | -99.4% | -33.3% | -85.0% | >999% | +150.0% | +633.3% | — | -52.9% | +80.0% | +4.5% | -25.6% | +250.0% |