Interest Income (Expense), after Provision for Loan Loss
U.S. Bancorp Interest Income (Expense), after Provision for Loan Loss decreased by 0.5% to $3.69B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 3.7%, from $3.56B to $3.69B. Over 4 years (FY 2021 to FY 2025), Interest Income (Expense), after Provision for Loan Loss shows relatively stable performance with a 1.4% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase suggests improved net interest margins or lower credit risk, while a decrease indicates compressed margins or rising credit quality concerns.
Detailed definition
This metric represents the net interest income generated by a financial institution after accounting for both interest e...
Peer comparison
Standard across all commercial banks as a primary indicator of core lending profitability.
other_interest_income_expense_after_provision_for_loan_lossHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $3.31B | $3.33B | $3.14B | $3.06B | $3.12B | $3.47B | $3.10B | $4.21B | $3.59B | $3.72B | $3.60B | $3.43B | $3.46B | $3.58B | $3.59B | $3.56B | $3.55B | $3.65B | $3.71B | $3.69B |
| QoQ Change | — | +0.8% | -5.9% | -2.4% | +2.1% | +10.9% | -10.5% | +35.7% | -14.6% | +3.5% | -3.3% | -4.6% | +0.7% | +3.6% | +0.2% | -0.9% | -0.1% | +2.8% | +1.5% | -0.5% |
| YoY Change | — | — | — | — | -5.5% | +3.9% | -1.1% | +37.4% | +15.0% | +7.4% | +16.1% | -18.4% | -3.9% | -3.8% | -0.4% | +3.6% | +2.7% | +2.0% | +3.4% | +3.7% |
Interest Income (Expense), after Provision for Loan Loss at Other Companies
Frequently Asked Questions
- What is U.S. Bancorp's interest income (expense), after provision for loan loss?
- U.S. Bancorp (USB) reported interest income (expense), after provision for loan loss of $3.69B in Q1 2026.
- How has U.S. Bancorp's interest income (expense), after provision for loan loss changed year-over-year?
- U.S. Bancorp's interest income (expense), after provision for loan loss increased by 3.7% year-over-year, from $3.56B to $3.69B.
- What is the long-term trend for U.S. Bancorp's interest income (expense), after provision for loan loss?
- Over 4 years (2021 to 2025), U.S. Bancorp's interest income (expense), after provision for loan loss has grown at a 1.4% compound annual growth rate (CAGR), from $13.67B to $14.46B.
- What does interest income (expense), after provision for loan loss mean?
- The net interest profit remaining after paying interest on liabilities and setting aside funds for potential loan losses.