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Foreclosed residential real estate property included in OREO

U.S. Bancorp Foreclosed residential real estate property included in OREO decreased by 8.3% to $22M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 4.3%, from $23M to $22M. Over 5 years (FY 2020 to FY 2025), Foreclosed residential real estate property included in OREO shows relatively stable performance with a 0.9% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2018
Last reportedQ1 2026May 4, 2026

How to read this metric

An increase signals rising residential mortgage defaults and potential losses, while a decrease indicates a stabilizing housing portfolio.

Detailed definition

This specifically tracks the value of residential real estate properties that have been foreclosed upon and are now held...

Peer comparison

Standard metric for retail-focused banks; peers report this as 'Foreclosed Residential Real Estate'.

Metric ID: other_real_estate_acquired_through_foreclosure

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$17M$17M$22M$23M$23M$24M$23M$23M$25M$25M$26M$25M$23M$21M$21M$23M$21M$23M$24M$22M
QoQ Change+0.0%+29.4%+4.5%+0.0%+4.3%-4.2%+0.0%+8.7%+0.0%+4.0%-3.8%-8.0%-8.7%+0.0%+9.5%-8.7%+9.5%+4.3%-8.3%
YoY Change+35.3%+41.2%+4.5%+0.0%+8.7%+4.2%+13.0%+8.7%-8.0%-16.0%-19.2%-8.0%-8.7%+9.5%+14.3%-4.3%
Range$17M$26M
CAGR+5.6%
Avg YoY Growth+4.7%
Median YoY Growth+4.4%

Frequently Asked Questions

What is U.S. Bancorp's foreclosed residential real estate property included in oreo?
U.S. Bancorp (USB) reported foreclosed residential real estate property included in oreo of $22M in Q1 2026.
How has U.S. Bancorp's foreclosed residential real estate property included in oreo changed year-over-year?
U.S. Bancorp's foreclosed residential real estate property included in oreo decreased by 4.3% year-over-year, from $23M to $22M.
What is the long-term trend for U.S. Bancorp's foreclosed residential real estate property included in oreo?
Over 5 years (2020 to 2025), U.S. Bancorp's foreclosed residential real estate property included in oreo has grown at a 0.9% compound annual growth rate (CAGR), from $23M to $24M.
What does foreclosed residential real estate property included in oreo mean?
The value of residential homes the bank has repossessed through the foreclosure process.