U.S. Bancorp Foreclosed residential real estate property included in OREO increased by 4.3% to $24.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 14.3%, from $21.00M to $24.00M. Over 5 years (FY 2020 to FY 2025), Foreclosed residential real estate property included in OREO shows relatively stable performance with a 0.9% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
An increase signals rising residential mortgage defaults and potential losses, while a decrease indicates a stabilizing housing portfolio.
This specifically tracks the value of residential real estate properties that have been foreclosed upon and are now held...
Standard metric for retail-focused banks; peers report this as 'Foreclosed Residential Real Estate'.
other_real_estate_acquired_through_foreclosure| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $17.00M | $17.00M | $22.00M | $23.00M | $23.00M | $24.00M | $23.00M | $23.00M | $25.00M | $25.00M | $26.00M | $25.00M | $23.00M | $21.00M | $21.00M | $23.00M | $21.00M | $23.00M | $24.00M |
| QoQ Change | — | +0.0% | +29.4% | +4.5% | +0.0% | +4.3% | -4.2% | +0.0% | +8.7% | +0.0% | +4.0% | -3.8% | -8.0% | -8.7% | +0.0% | +9.5% | -8.7% | +9.5% | +4.3% |
| YoY Change | — | — | — | — | +35.3% | +41.2% | +4.5% | +0.0% | +8.7% | +4.2% | +13.0% | +8.7% | -8.0% | -16.0% | -19.2% | -8.0% | -8.7% | +9.5% | +14.3% |