Consumer And Business Banking — Other earning assets
U.S. Bancorp Consumer And Business Banking — Other earning assets decreased by 52.2% to $2.33B in Q3 2025 compared to the prior quarter. Year-over-year, this metric declined by 14.9%, from $2.74B to $2.33B.
Analysis
How to read this metric
An increase suggests the segment is holding more liquid or investment-grade assets, potentially due to excess deposit growth or a conservative lending environment. A decrease may indicate that capital is being reallocated toward higher-yielding loan growth or that liquidity is being utilized to fund operations.
Detailed definition
This metric represents the portion of a banking segment's balance sheet comprised of interest-earning assets other than...
Peer comparison
Most large regional and national banks report similar categories under 'Investment Securities' or 'Interest-Earning Assets' within segment disclosures, allowing for comparison of liquidity management strategies.
usb_segment_consumer_and_business_banking_other_earning_assetsHistorical Data
| Q2 '21 | Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q1 '25 | Q2 '25 | Q3 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $8.03B | $7.65B | $4.38B | $2.58B | $3.04B | $2.18B | $2.51B | $2.69B | $1.88B | $2.28B | $2.74B | $1.78B | $4.88B | $2.33B |
| QoQ Change | — | -4.8% | -42.7% | -41.1% | +18.0% | -28.4% | +15.3% | +7.0% | -30.1% | +21.2% | +20.2% | -35.1% | +174.2% | -52.2% |
| YoY Change | — | — | — | -67.9% | -60.2% | -50.3% | -2.6% | -11.7% | -13.8% | -9.3% | +1.9% | -5.4% | +114.0% | -14.9% |
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Frequently Asked Questions
- What is U.S. Bancorp's consumer and business banking — other earning assets?
- U.S. Bancorp (USB) reported consumer and business banking — other earning assets of $2.33B in Q3 2025.
- How has U.S. Bancorp's consumer and business banking — other earning assets changed year-over-year?
- U.S. Bancorp's consumer and business banking — other earning assets decreased by 14.9% year-over-year, from $2.74B to $2.33B.
- What does consumer and business banking — other earning assets mean?
- The total value of interest-earning assets held by the consumer and business banking segment that are not classified as customer loans.