Revenue

Interest Income from Loans Held in Portfolio

U.S. Bancorp Interest Income from Loans Held in Portfolio decreased by 1.3% to $5.53B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 0.1%, from $5.53B to $5.53B. Over 4 years (FY 2021 to FY 2025), Interest Income from Loans Held in Portfolio shows an upward trend with a 20.1% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementIncome Statement
SectionRevenue
CategoryProfitability
SignalHigher is better
VolatilityStable
First reportedQ1 2017
Last reportedQ1 2026May 4, 2026

How to read this metric

An increase suggests growth in the loan book or higher interest rate environments, while a decrease may indicate loan contraction or lower yields.

Detailed definition

This metric represents the interest and fee income generated from the bank's core loan portfolio held for investment pur...

Peer comparison

Standard across all commercial and retail banks as a primary revenue line item.

Metric ID: wfc_interest_income_loans_held_in_portfolio

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$2.68B$2.71B$2.64B$2.60B$2.87B$3.60B$4.53B$5.28B$5.61B$5.70B$5.74B$5.71B$5.76B$5.86B$5.67B$5.53B$5.55B$5.69B$5.60B$5.53B
QoQ Change+1.3%-2.8%-1.4%+10.4%+25.6%+25.8%+16.4%+6.2%+1.7%+0.7%-0.5%+0.9%+1.8%-3.2%-2.5%+0.3%+2.5%-1.6%-1.3%
YoY Change+7.2%+32.9%+72.0%+103.0%+95.4%+58.2%+26.7%+8.2%+2.8%+2.8%-1.2%-3.1%-3.7%-3.0%-1.3%-0.1%
Range$2.60B$5.86B
CAGR+16.5%
Avg YoY Growth+24.8%
Median YoY Growth+5.0%
Current Streak2 quarters decline

Interest Income from Loans Held in Portfolio at Other Companies

Frequently Asked Questions

What is U.S. Bancorp's interest income from loans held in portfolio?
U.S. Bancorp (USB) reported interest income from loans held in portfolio of $5.53B in Q1 2026.
How has U.S. Bancorp's interest income from loans held in portfolio changed year-over-year?
U.S. Bancorp's interest income from loans held in portfolio decreased by 0.1% year-over-year, from $5.53B to $5.53B.
What is the long-term trend for U.S. Bancorp's interest income from loans held in portfolio?
Over 4 years (2021 to 2025), U.S. Bancorp's interest income from loans held in portfolio has grown at a 20.1% compound annual growth rate (CAGR), from $10.75B to $22.37B.
What does interest income from loans held in portfolio mean?
Interest and fees earned from loans the bank intends to hold until maturity.