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USCB Financial Holdings, Inc. USCB Loans 90+ Days Past Due

Loans 90+ Days Past Due at other companies

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$3.16B-23.7%
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$75K-94.6%
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$3.45M-0.8%
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Five Star BancorpFSBC

Other financials

Income statement

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Revenue$26.2M+14.7%
Net income$9.4M+22.1%
EPS (diluted)$0.51+34.2%

Balance sheet

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Cash & equivalents$79.0M-19.4%
Total debt$4.8M-38.3%
Total equity$223.2M-0.8%
Total assets$2.8B+6.3%

Cash flow

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Operating cash flow$15.3M+4.4%
CapEx$320.0K+596%
Free cash flow$15.0M+2.6%

Valuation

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Market cap$363.27M+13.5%
Enterprise value$289.06M+25.8%
P/E13.1×+1.5×
P/S3.9×+0.2×

Profitability

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Net margin29.7%-1.8pp
FCF margin55.3%

Returns & leverage

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Return on equity12.4%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by USCB Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing.

The official record: USCB Financial Holdings, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is USCB Financial Holdings, Inc.'s loans 90+ days past due?
USCB Financial Holdings, Inc. (USCB) reported loans 90+ days past due of $0 in Q1 2026.
How has USCB Financial Holdings, Inc.'s loans 90+ days past due changed year-over-year?
USCB Financial Holdings, Inc.'s loans 90+ days past due decreased by 100.0% year-over-year, from $4.16M to $0.
What does loans 90+ days past due mean?
This metric captures the total balance of loans that are 90 days or more past their contractual payment date but are still classified as performing. It serves as a critical early-warning indicator for potential credit deterioration and future loan losses. High levels of 90-day delinquencies suggest potential weaknesses in the bank's collection processes or borrower creditworthiness.