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USCB Financial Holdings, Inc. USCB Earnings yield

Earnings yield at other companies

JPMorgan ChaseJPM

7.4%-1.3pp

Bank of AmericaBAC

9.1%+0.4pp

Wells Fargo & CompanyWFC

8.9%+0.3pp

PCB BancorpPCB

12.6%+1.9pp

RBB BancorpRBB

11.2%+4.1pp

BSR

Sierra BancorpBSRR

10.2%-0.1pp

Other financials

Income statement

Revenue$26.2M+14.7%

Net income$9.4M+22.1%

EPS (diluted)$0.51+34.2%

Balance sheet

Cash & equivalents$79.0M-19.4%

Total debt$4.8M-38.3%

Total equity$223.2M-0.8%

Total assets$2.8B+6.3%

Cash flow

Operating cash flow$15.3M+4.4%

CapEx$320.0K+596%

Free cash flow$15.0M+2.6%

Valuation

Market cap$363.27M+13.5%

Enterprise value$289.06M+25.8%

P/E13.1×+1.5×

P/S3.9×+0.2×

Profitability

Net margin29.7%-1.8pp

FCF margin55.3%—

Returns & leverage

Return on equity12.4%-0.8pp

Debt / equity0×0.0×

Where this comes from

Calculated from USCB Financial Holdings, Inc.’s reported figures.

net income/market cap=8.2%

Based on trailing twelve months.

The official record: USCB Financial Holdings, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is USCB Financial Holdings, Inc.'s earnings yield?: USCB Financial Holdings, Inc. (USCB) reported earnings yield of 8.2% in Q1 2026.
How has USCB Financial Holdings, Inc.'s earnings yield changed year-over-year?: USCB Financial Holdings, Inc.'s earnings yield increased by 10.2% year-over-year, from 7.4% to 8.2%.
What is the long-term trend for USCB Financial Holdings, Inc.'s earnings yield?: Over 4 years (2021 to 2025), USCB Financial Holdings, Inc.'s earnings yield has grown at a -0.6% compound annual growth rate (CAGR), from 8% to 7.8%.
What does earnings yield mean?: Trailing-twelve-month net income divided by market capitalization at the quarter end — the inverse of the P/E ratio, expressed as a percentage.