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USCB Financial Holdings, Inc. USCB Federal Home Loan Bank Borrowings

Federal Home Loan Bank Borrowings at other companies

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$50M+66.7%
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$130M-18.8%
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$1.77B-19.5%
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$189.7M+109%
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$0

Other financials

Income statement

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Revenue$26.2M+14.7%
Net income$9.4M+22.1%
EPS (diluted)$0.51+34.2%

Balance sheet

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Cash & equivalents$79.0M-19.4%
Total debt$4.8M-38.3%
Total equity$223.2M-0.8%
Total assets$2.8B+6.3%

Cash flow

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Operating cash flow$15.3M+4.4%
CapEx$320.0K+596%
Free cash flow$15.0M+2.6%

Valuation

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Market cap$363.27M+13.5%
Enterprise value$289.06M+25.8%
P/E13.1×+1.5×
P/S3.9×+0.2×

Profitability

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Net margin29.7%-1.8pp
FCF margin55.3%

Returns & leverage

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Return on equity12.4%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by USCB Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:AdvancesFromFederalHomeLoanBanks.

The official record: USCB Financial Holdings, Inc.’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is USCB Financial Holdings, Inc.'s federal home loan bank borrowings?
USCB Financial Holdings, Inc. (USCB) reported federal home loan bank borrowings of $158.25M in Q4 2025.
What is the long-term trend for USCB Financial Holdings, Inc.'s federal home loan bank borrowings?
Over 3 years (2022 to 2025), USCB Financial Holdings, Inc.'s federal home loan bank borrowings has grown at a 51.0% compound annual growth rate (CAGR), from $46M to $158.25M.
What does federal home loan bank borrowings mean?
Federal Home Loan Bank (FHLB) borrowings represent secured advances obtained from the regional FHLB system to support liquidity and lending operations. These borrowings are typically collateralized by mortgage loans or other eligible securities. This metric is a primary indicator of the bank's access to wholesale funding and its ability to manage balance sheet leverage.