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USCB Financial Holdings, Inc. USCB Impaired Financing Receivable with No Related Allowance - Unpaid Principal Balance

Impaired Financing Receivable with No Related Allowance - Unpaid Principal Balance at other companies

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Other financials

Income statement

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Revenue$26.2M+14.7%
Net income$9.4M+22.1%
EPS (diluted)$0.51+34.2%

Balance sheet

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Cash & equivalents$79.0M-19.4%
Total debt$4.8M-38.3%
Total equity$223.2M-0.8%
Total assets$2.8B+6.3%

Cash flow

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Operating cash flow$15.3M+4.4%
CapEx$320.0K+596%
Free cash flow$15.0M+2.6%

Valuation

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Market cap$363.27M+13.5%
Enterprise value$289.06M+25.8%
P/E13.1×+1.5×
P/S3.9×+0.2×

Profitability

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Net margin29.7%-1.8pp
FCF margin55.3%

Returns & leverage

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Return on equity12.4%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by USCB Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableNonaccrualNoAllowance.

The official record: USCB Financial Holdings, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is USCB Financial Holdings, Inc.'s impaired financing receivable with no related allowance - unpaid principal balance?
USCB Financial Holdings, Inc. (USCB) reported impaired financing receivable with no related allowance - unpaid principal balance of $3.64M in Q1 2026.
How has USCB Financial Holdings, Inc.'s impaired financing receivable with no related allowance - unpaid principal balance changed year-over-year?
USCB Financial Holdings, Inc.'s impaired financing receivable with no related allowance - unpaid principal balance increased by 177.4% year-over-year, from $1.31M to $3.64M.
What is the long-term trend for USCB Financial Holdings, Inc.'s impaired financing receivable with no related allowance - unpaid principal balance?
Over 2 years (2022 to 2025), USCB Financial Holdings, Inc.'s impaired financing receivable with no related allowance - unpaid principal balance has grown at a -11.9% compound annual growth rate (CAGR), from $3.94M to $3.06M.
What does impaired financing receivable with no related allowance - unpaid principal balance mean?
This is the unpaid principal balance of loans individually evaluated for impairment where the bank has determined that no specific allowance for credit loss is required. This typically occurs when the collateral value or expected cash flows are sufficient to cover the outstanding balance. It indicates the bank's assessment of risk mitigation through collateralization for troubled assets.