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USCB Financial Holdings, Inc. USCB Operating Lease ROU Assets

Operating Lease ROU Assets at other companies

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Bank of AmericaBAC
$10.77B+25.5%
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Wells Fargo & CompanyWFC
$3.63B-3.3%
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PCB BancorpPCB
$16.45M-7.5%
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RBB BancorpRBB
$22.6M-15.6%
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California BanCorpBCAL
$15.46M+15.5%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$26.2M+14.7%
Net income$9.4M+22.1%
EPS (diluted)$0.51+34.2%

Balance sheet

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Cash & equivalents$79.0M-19.4%
Total debt$4.8M-38.3%
Total equity$223.2M-0.8%
Total assets$2.8B+6.3%

Cash flow

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Operating cash flow$15.3M+4.4%
CapEx$320.0K+596%
Free cash flow$15.0M+2.6%

Valuation

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Market cap$363.27M+13.5%
Enterprise value$289.06M+25.8%
P/E13.1×+1.5×
P/S3.9×+0.2×

Profitability

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Net margin29.7%-1.8pp
FCF margin55.3%

Returns & leverage

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Return on equity12.4%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by USCB Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:OperatingLeaseRightOfUseAsset.

The official record: USCB Financial Holdings, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is USCB Financial Holdings, Inc.'s operating lease ROU assets?
USCB Financial Holdings, Inc. (USCB) reported operating lease ROU assets of $4.76M in Q1 2026.
How has USCB Financial Holdings, Inc.'s operating lease ROU assets changed year-over-year?
USCB Financial Holdings, Inc.'s operating lease ROU assets decreased by 38.3% year-over-year, from $7.71M to $4.76M.
What is the long-term trend for USCB Financial Holdings, Inc.'s operating lease ROU assets?
Over 5 years (2020 to 2025), USCB Financial Holdings, Inc.'s operating lease ROU assets has grown at a -17.6% compound annual growth rate (CAGR), from $14.51M to $5.52M.
What does operating lease ROU assets mean?
This asset represents the company's right to use a leased item, such as office space or data center facilities, over the lease term. It is recognized under modern accounting standards to reflect the financial commitment of long-term operating leases. It provides visibility into the company's fixed operational footprint.