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USCB Financial Holdings, Inc. USCB Gain (Loss) on Sales of Loans, Net

Gain (Loss) on Sales of Loans, Net at other companies

PCB Bancorp logo
PCB BancorpPCB
$1.41M+58.9%
RBB Bancorp logo
RBB BancorpRBB
$324K+300%
California BanCorp logo
California BanCorpBCAL
$0-100%
Five Star Bancorp logo
Five Star BancorpFSBC
$0-100%
Burke & Herbert Financial Services Corp. logo
Burke & Herbert Financial Services Corp.BHRB
$24K-69.2%
First Business Financial Services logo
First Business Financial ServicesFBIZ
$592K-38.5%

Other financials

Income statement

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Revenue$26.2M+14.7%
Net income$9.4M+22.1%
EPS (diluted)$0.51+34.2%

Balance sheet

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Cash & equivalents$79.0M-19.4%
Total debt$4.8M-38.3%
Total equity$223.2M-0.8%
Total assets$2.8B+6.3%

Cash flow

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Operating cash flow$15.3M+4.4%
CapEx$320.0K+596%
Free cash flow$15.0M+2.6%

Valuation

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Market cap$363.27M+13.5%
Enterprise value$289.06M+25.8%
P/E13.1×+1.5×
P/S3.9×+0.2×

Profitability

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Net margin29.7%-1.8pp
FCF margin55.3%

Returns & leverage

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Return on equity12.4%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by USCB Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.

The official record: USCB Financial Holdings, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is USCB Financial Holdings, Inc.'s gain (loss) on sales of loans, net?
USCB Financial Holdings, Inc. (USCB) reported gain (loss) on sales of loans, net of $106K in Q1 2026.
How has USCB Financial Holdings, Inc.'s gain (loss) on sales of loans, net changed year-over-year?
USCB Financial Holdings, Inc.'s gain (loss) on sales of loans, net decreased by 79.8% year-over-year, from $525K to $106K.
What is the long-term trend for USCB Financial Holdings, Inc.'s gain (loss) on sales of loans, net?
Over 4 years (2021 to 2025), USCB Financial Holdings, Inc.'s gain (loss) on sales of loans, net has grown at a -11.4% compound annual growth rate (CAGR), from $1.63M to $1M.
What does gain (loss) on sales of loans, net mean?
This represents the net gain or loss realized from the sale of loans to the secondary market. It highlights the bank's strategy regarding loan origination for sale versus holding loans for investment to generate long-term interest income.