What is USCB Financial Holdings, Inc.'s non-cash lease expense?

USCB Financial Holdings, Inc. (USCB) reported non-cash lease expense of $205.75K in Q4 2025.

How has USCB Financial Holdings, Inc.'s non-cash lease expense changed year-over-year?

USCB Financial Holdings, Inc.'s non-cash lease expense increased by 10.9% year-over-year, from $185.5K to $205.75K.

What does non-cash lease expense mean?

Non-cash portion of operating lease cost — the difference between straight-line lease expense and actual cash rent payments.

USCB Financial Holdings, Inc. USCB Non-Cash Lease Expense

Non-Cash Lease Expense at other companies

RBB BancorpRBB

$1.3M+2.3%

Citizens Financial Services, Inc.CZFS

$473.75K-3.0%

Other financials

Income statement

See full

Revenue$26.2M+14.7%

Net income$9.4M+22.1%

EPS (diluted)$0.51+34.2%

Balance sheet

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Cash & equivalents$79.0M-19.4%

Total debt$4.8M-38.3%

Total equity$223.2M-0.8%

Total assets$2.8B+6.3%

Cash flow

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Operating cash flow$15.3M+4.4%

CapEx$320.0K+596%

Free cash flow$15.0M+2.6%

Valuation

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Market cap$363.27M+13.5%

Enterprise value$289.06M+25.8%

P/E13.1×+1.5×

P/S3.9×+0.2×

Profitability

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Net margin29.7%-1.8pp

FCF margin55.3%—

Returns & leverage

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Return on equity12.4%-0.8pp

Debt / equity0×0.0×

Where this comes from

Reported directly by USCB Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:OperatingLeaseCost.

The official record: USCB Financial Holdings, Inc.’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is USCB Financial Holdings, Inc.'s non-cash lease expense?: USCB Financial Holdings, Inc. (USCB) reported non-cash lease expense of $205.75K in Q4 2025.
How has USCB Financial Holdings, Inc.'s non-cash lease expense changed year-over-year?: USCB Financial Holdings, Inc.'s non-cash lease expense increased by 10.9% year-over-year, from $185.5K to $205.75K.
What does non-cash lease expense mean?: Non-cash portion of operating lease cost — the difference between straight-line lease expense and actual cash rent payments.