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USCB Financial Holdings, Inc. USCB Operating Lease Liability - Undiscounted Excess Amount

Operating Lease Liability - Undiscounted Excess Amount at other companies

Great Southern Bancorp logo
Great Southern BancorpGSBC
$443K-52.2%
Hope Bancorp logo
Hope BancorpHOPE
$7.12M+191%

Other financials

Income statement

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Revenue$26.2M+14.7%
Net income$9.4M+22.1%
EPS (diluted)$0.51+34.2%

Balance sheet

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Cash & equivalents$79.0M-19.4%
Total debt$4.8M-38.3%
Total equity$223.2M-0.8%
Total assets$2.8B+6.3%

Cash flow

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Operating cash flow$15.3M+4.4%
CapEx$320.0K+596%
Free cash flow$15.0M+2.6%

Valuation

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Market cap$363.27M+13.5%
Enterprise value$289.06M+25.8%
P/E13.1×+1.5×
P/S3.9×+0.2×

Profitability

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Net margin29.7%-1.8pp
FCF margin55.3%

Returns & leverage

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Return on equity12.4%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by USCB Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:LesseeOperatingLeaseLiabilityUndiscountedExcessAmount.

The official record: USCB Financial Holdings, Inc.’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is USCB Financial Holdings, Inc.'s operating lease liability - undiscounted excess amount?
USCB Financial Holdings, Inc. (USCB) reported operating lease liability - undiscounted excess amount of $1.29M in Q4 2025.
What is the long-term trend for USCB Financial Holdings, Inc.'s operating lease liability - undiscounted excess amount?
Over 2 years (2023 to 2025), USCB Financial Holdings, Inc.'s operating lease liability - undiscounted excess amount has grown at a -18.3% compound annual growth rate (CAGR), from $1.94M to $1.29M.
What does operating lease liability - undiscounted excess amount mean?
This represents the difference between the total undiscounted future lease payments and the present value of those payments recorded on the balance sheet. It effectively quantifies the interest component embedded within operating lease obligations. It is a measure of the financing cost inherent in the lease portfolio.