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USCB Financial Holdings, Inc. USCB Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

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Enterprise Financial ServicesEFSC

Other financials

Income statement

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Revenue$26.2M+14.7%
Net income$9.4M+22.1%
EPS (diluted)$0.51+34.2%

Balance sheet

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Cash & equivalents$79.0M-19.4%
Total debt$4.8M-38.3%
Total equity$223.2M-0.8%
Total assets$2.8B+6.3%

Cash flow

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Operating cash flow$15.3M+4.4%
CapEx$320.0K+596%
Free cash flow$15.0M+2.6%

Valuation

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Market cap$363.27M+13.5%
Enterprise value$289.06M+25.8%
P/E13.1×+1.5×
P/S3.9×+0.2×

Profitability

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Net margin29.7%-1.8pp
FCF margin55.3%

Returns & leverage

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Return on equity12.4%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by USCB Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: USCB Financial Holdings, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is USCB Financial Holdings, Inc.'s accretion (amortization) of discounts and premiums, investments?
USCB Financial Holdings, Inc. (USCB) reported accretion (amortization) of discounts and premiums, investments of $374K in Q1 2026.
How has USCB Financial Holdings, Inc.'s accretion (amortization) of discounts and premiums, investments changed year-over-year?
USCB Financial Holdings, Inc.'s accretion (amortization) of discounts and premiums, investments increased by 76.4% year-over-year, from $212K to $374K.
What is the long-term trend for USCB Financial Holdings, Inc.'s accretion (amortization) of discounts and premiums, investments?
Over 2 years (2023 to 2025), USCB Financial Holdings, Inc.'s accretion (amortization) of discounts and premiums, investments has grown at a 41.4% compound annual growth rate (CAGR), from $770K to $1.54M.
What does accretion (amortization) of discounts and premiums, investments mean?
This represents the periodic adjustment to the carrying value of investment securities to reflect the amortization of premiums or the accretion of discounts over the life of the instrument. It ensures that the effective yield of the investment is recognized in interest income.