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USCB Financial Holdings, Inc. USCB Amortization Of Deferred Loan Origination Fees Net

Amortization Of Deferred Loan Origination Fees Net at other companies

PCB Bancorp logo
PCB BancorpPCB
$353K+32.7%
Five Star Bancorp logo
Five Star BancorpFSBC
-$212K-316%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$884K+11.5%
NB Bancorp, Inc. logo
NB Bancorp, Inc.NBBK
-$2.48M-964%

Other financials

Income statement

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Revenue$26.2M+14.7%
Net income$9.4M+22.1%
EPS (diluted)$0.51+34.2%

Balance sheet

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Cash & equivalents$79.0M-19.4%
Total debt$4.8M-38.3%
Total equity$223.2M-0.8%
Total assets$2.8B+6.3%

Cash flow

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Operating cash flow$15.3M+4.4%
CapEx$320.0K+596%
Free cash flow$15.0M+2.6%

Valuation

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Market cap$363.27M+13.5%
Enterprise value$289.06M+25.8%
P/E13.1×+1.5×
P/S3.9×+0.2×

Profitability

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Net margin29.7%-1.8pp
FCF margin55.3%

Returns & leverage

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Return on equity12.4%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by USCB Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:AmortizationOfDeferredLoanOriginationFeesNet.

The official record: USCB Financial Holdings, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is USCB Financial Holdings, Inc.'s amortization of deferred loan origination fees net?
USCB Financial Holdings, Inc. (USCB) reported amortization of deferred loan origination fees net of -$269K in Q1 2026.
How has USCB Financial Holdings, Inc.'s amortization of deferred loan origination fees net changed year-over-year?
USCB Financial Holdings, Inc.'s amortization of deferred loan origination fees net decreased by 113.5% year-over-year, from -$126K to -$269K.
What is the long-term trend for USCB Financial Holdings, Inc.'s amortization of deferred loan origination fees net?
Over 2 years (2021 to 2025), USCB Financial Holdings, Inc.'s amortization of deferred loan origination fees net has grown at a -47.9% compound annual growth rate (CAGR), from $3.75M to -$1.02M.
What does amortization of deferred loan origination fees net mean?
This metric tracks the net recognition of deferred loan origination fees and costs into interest income over the life of the associated loans. It aligns the timing of fee recognition with the effective yield of the loan portfolio. A consistent trend indicates stable loan production and accounting practices regarding loan-related revenue.