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USCB Financial Holdings, Inc. USCB Financing Receivable Allowance For Credit Losses Write Offs

Financing Receivable Allowance For Credit Losses Write Offs at other companies

Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$78K-57.8%

Other financials

Income statement

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Revenue$26.2M+14.7%
Net income$9.4M+22.1%
EPS (diluted)$0.51+34.2%

Balance sheet

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Cash & equivalents$79.0M-19.4%
Total debt$4.8M-38.3%
Total equity$223.2M-0.8%
Total assets$2.8B+6.3%

Cash flow

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Operating cash flow$15.3M+4.4%
CapEx$320.0K+596%
Free cash flow$15.0M+2.6%

Valuation

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Market cap$363.27M+13.5%
Enterprise value$289.06M+25.8%
P/E13.1×+1.5×
P/S3.9×+0.2×

Profitability

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Net margin29.7%-1.8pp
FCF margin55.3%

Returns & leverage

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Return on equity12.4%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by USCB Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs.

The official record: USCB Financial Holdings, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is USCB Financial Holdings, Inc.'s financing receivable allowance for credit losses write offs?
USCB Financial Holdings, Inc. (USCB) reported financing receivable allowance for credit losses write offs of $6K in Q1 2026.
How has USCB Financial Holdings, Inc.'s financing receivable allowance for credit losses write offs changed year-over-year?
USCB Financial Holdings, Inc.'s financing receivable allowance for credit losses write offs decreased by 53.8% year-over-year, from $13K to $6K.
What is the long-term trend for USCB Financial Holdings, Inc.'s financing receivable allowance for credit losses write offs?
Over 2 years (2023 to 2025), USCB Financial Holdings, Inc.'s financing receivable allowance for credit losses write offs has grown at a 258.4% compound annual growth rate (CAGR), from $57K to $732K.
What does financing receivable allowance for credit losses write offs mean?
The total value of loans or financing receivables removed from the balance sheet due to uncollectibility. This metric is a key indicator of credit risk exposure and the quality of the bank's loan portfolio.