What does recognized interest income mean?

Represents the interest income recognized on loans that are currently on nonaccrual status. This metric helps investors understand the cash flow impact of impaired loans and the bank's policy regarding interest recognition on distressed assets.

USCB Financial Holdings, Inc. USCB Recognized interest income

Recognized interest income at other companies

Five Star BancorpFSBC

——

Other financials

Income statement

See full

Revenue$26.2M+14.7%

Net income$9.4M+22.1%

EPS (diluted)$0.51+34.2%

Balance sheet

See full

Cash & equivalents$79.0M-19.4%

Total debt$4.8M-38.3%

Total equity$223.2M-0.8%

Total assets$2.8B+6.3%

Cash flow

See full

Operating cash flow$15.3M+4.4%

CapEx$320.0K+596%

Free cash flow$15.0M+2.6%

Valuation

See full

Market cap$363.27M+13.5%

Enterprise value$289.06M+25.8%

P/E13.1×+1.5×

P/S3.9×+0.2×

Profitability

See full

Net margin29.7%-1.8pp

FCF margin55.3%—

Returns & leverage

See full

Return on equity12.4%-0.8pp

Debt / equity0×0.0×

Where this comes from

Reported directly by USCB Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableNonaccrualInterestIncome.

The official record: USCB Financial Holdings, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about USCB Financial Holdings, Inc.'s recognized interest income.

Connect your AI assistant and see it in context, right in your chat.

Connect your AI

Claude

Questions, answered.

What is USCB Financial Holdings, Inc.'s recognized interest income?: USCB Financial Holdings, Inc. (USCB) reported recognized interest income of $0 in Q1 2026.
What does recognized interest income mean?: Represents the interest income recognized on loans that are currently on nonaccrual status. This metric helps investors understand the cash flow impact of impaired loans and the bank's policy regarding interest recognition on distressed assets.