What is USCB Financial Holdings, Inc.'s lease cost?

USCB Financial Holdings, Inc. (USCB) reported lease cost of $917.5K in Q4 2025.

How has USCB Financial Holdings, Inc.'s lease cost changed year-over-year?

USCB Financial Holdings, Inc.'s lease cost increased by 1.0% year-over-year, from $908K to $917.5K.

What does lease cost mean?

The total expense incurred for lease arrangements, including operating and finance lease components. This metric helps investors assess the fixed overhead burden associated with the bank's physical branch network and corporate facilities.

USCB Financial Holdings, Inc. USCB Lease Cost

Lease Cost at other companies

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Other financials

Income statement

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Revenue$26.2M+14.7%

Net income$9.4M+22.1%

EPS (diluted)$0.51+34.2%

Balance sheet

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Cash & equivalents$79.0M-19.4%

Total debt$4.8M-38.3%

Total equity$223.2M-0.8%

Total assets$2.8B+6.3%

Cash flow

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Operating cash flow$15.3M+4.4%

CapEx$320.0K+596%

Free cash flow$15.0M+2.6%

Valuation

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Market cap$363.27M+13.5%

Enterprise value$289.06M+25.8%

P/E13.1×+1.5×

P/S3.9×+0.2×

Profitability

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Net margin29.7%-1.8pp

FCF margin55.3%—

Returns & leverage

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Return on equity12.4%-0.8pp

Debt / equity0×0.0×

Where this comes from

Reported directly by USCB Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:LeaseCost.

The official record: USCB Financial Holdings, Inc.’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is USCB Financial Holdings, Inc.'s lease cost?: USCB Financial Holdings, Inc. (USCB) reported lease cost of $917.5K in Q4 2025.
How has USCB Financial Holdings, Inc.'s lease cost changed year-over-year?: USCB Financial Holdings, Inc.'s lease cost increased by 1.0% year-over-year, from $908K to $917.5K.
What does lease cost mean?: The total expense incurred for lease arrangements, including operating and finance lease components. This metric helps investors assess the fixed overhead burden associated with the bank's physical branch network and corporate facilities.