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USCB Financial Holdings, Inc. USCB Total provisions for credit losses

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Other financials

Income statement

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Revenue$26.2M+14.7%
Net income$9.4M+22.1%
EPS (diluted)$0.51+34.2%

Balance sheet

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Cash & equivalents$79.0M-19.4%
Total debt$4.8M-38.3%
Total equity$223.2M-0.8%
Total assets$2.8B+6.3%

Cash flow

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Operating cash flow$15.3M+4.4%
CapEx$320.0K+596%
Free cash flow$15.0M+2.6%

Valuation

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Market cap$363.27M+13.5%
Enterprise value$289.06M+25.8%
P/E13.1×+1.5×
P/S3.9×+0.2×

Profitability

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Net margin29.7%-1.8pp
FCF margin55.3%

Returns & leverage

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Return on equity12.4%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by USCB Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLossesExpensed.

The official record: USCB Financial Holdings, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is USCB Financial Holdings, Inc.'s total provisions for credit losses?
USCB Financial Holdings, Inc. (USCB) reported total provisions for credit losses of $598K in Q1 2026.
How has USCB Financial Holdings, Inc.'s total provisions for credit losses changed year-over-year?
USCB Financial Holdings, Inc.'s total provisions for credit losses decreased by 11.0% year-over-year, from $672K to $598K.
What is the long-term trend for USCB Financial Holdings, Inc.'s total provisions for credit losses?
Over 3 years (2022 to 2025), USCB Financial Holdings, Inc.'s total provisions for credit losses has grown at a -5.3% compound annual growth rate (CAGR), from $2.5M to $2.12M.