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USCB Financial Holdings, Inc. USCB Unrealized Gains on Investments

Unrealized Gains on Investments at other companies

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Other financials

Income statement

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Revenue$26.2M+14.7%
Net income$9.4M+22.1%
EPS (diluted)$0.51+34.2%

Balance sheet

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Cash & equivalents$79.0M-19.4%
Total debt$4.8M-38.3%
Total equity$223.2M-0.8%
Total assets$2.8B+6.3%

Cash flow

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Operating cash flow$15.3M+4.4%
CapEx$320.0K+596%
Free cash flow$15.0M+2.6%

Valuation

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Market cap$363.27M+13.5%
Enterprise value$289.06M+25.8%
P/E13.1×+1.5×
P/S3.9×+0.2×

Profitability

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Net margin29.7%-1.8pp
FCF margin55.3%

Returns & leverage

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Return on equity12.4%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by USCB Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax.

The official record: USCB Financial Holdings, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is USCB Financial Holdings, Inc.'s unrealized gains on investments?
USCB Financial Holdings, Inc. (USCB) reported unrealized gains on investments of $406K in Q1 2026.
How has USCB Financial Holdings, Inc.'s unrealized gains on investments changed year-over-year?
USCB Financial Holdings, Inc.'s unrealized gains on investments decreased by 32.8% year-over-year, from $604K to $406K.
What is the long-term trend for USCB Financial Holdings, Inc.'s unrealized gains on investments?
Over 3 years (2022 to 2025), USCB Financial Holdings, Inc.'s unrealized gains on investments has grown at a 225.4% compound annual growth rate (CAGR), from $20K to $689K.
What does unrealized gains on investments mean?
This represents the positive difference between the current fair market value and the original cost basis of investment securities held by the bank. It reflects the potential upside in the bank's investment portfolio that has not yet been realized through a sale.