What is Usio, Inc.'s cash ratio?

Usio, Inc. (USIO) reported cash ratio of 0.1× in Q1 2026.

How has Usio, Inc.'s cash ratio changed year-over-year?

Usio, Inc.'s cash ratio decreased by 20.9% year-over-year, from 0.1× to 0.1×.

What is the long-term trend for Usio, Inc.'s cash ratio?

Over 5 years (2020 to 2025), Usio, Inc.'s cash ratio has grown at a -10.6% compound annual growth rate (CAGR), from 0.1× to 0.1×.

What does cash ratio mean?

Cash and equivalents divided by current liabilities at the quarter end. The most conservative liquidity measure — what the company could pay immediately with cash on hand.

Usio, Inc. USIO Cash ratio

Cash ratio at other companies

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0.4×0.0×

Paymentus HoldingsPAY

3.2×+0.1×

Fidelity National Information ServicesFIS

0.1×0.0×

Priority Technology HoldingsPRTH

1×0.0×

Shift4 PaymentsFOUR

0×—

EVERTECEVTC

1.1×0.0×

Other financials

Income statement

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Revenue$25.5M+15.7%

Gross profit$5.1M+6.8%

Operating income$225.7K+194%

Net income$122.5K+152%

EPS (diluted)$0.00+100%

Balance sheet

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Cash & equivalents$7.7M-11.3%

Total debt$4.9M+32.8%

Total equity$18.1M-4.5%

Total assets$120.2M+9.6%

Cash flow

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Operating cash flow$946.7K-31.1%

CapEx$398.1K+1,661%

Free cash flow$548.7K-59.4%

Valuation

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Market cap$68.44M+76.8%

Enterprise value$65.58M+92.1%

P/S0.8×+0.3×

Profitability

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Gross margin22.5%-0.8pp

Operating margin-2.1%+0.7pp

Net margin-2.4%-6.4pp

FCF margin4.9%—

Returns & leverage

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Return on equity-11.6%-31.0pp

Debt / equity0.3×+0.1×

Current ratio1.1×0.0×

Where this comes from

Calculated from Usio, Inc.’s reported figures.

cash and equivalents/total current liabilities=0.1×

Based on the most recent quarter.

The official record: Usio, Inc.’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Usio, Inc.'s cash ratio?: Usio, Inc. (USIO) reported cash ratio of 0.1× in Q1 2026.
How has Usio, Inc.'s cash ratio changed year-over-year?: Usio, Inc.'s cash ratio decreased by 20.9% year-over-year, from 0.1× to 0.1×.
What is the long-term trend for Usio, Inc.'s cash ratio?: Over 5 years (2020 to 2025), Usio, Inc.'s cash ratio has grown at a -10.6% compound annual growth rate (CAGR), from 0.1× to 0.1×.
What does cash ratio mean?: Cash and equivalents divided by current liabilities at the quarter end. The most conservative liquidity measure — what the company could pay immediately with cash on hand.