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Usio, Inc. USIO Settlement Processing Assets

Settlement Processing Assets at other companies

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Other financials

Income statement

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Revenue$25.5M+15.7%
Gross profit$5.1M+6.8%
Operating income$225.7K+194%
Net income$122.5K+152%
EPS (diluted)$0.00+100%

Balance sheet

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Cash & equivalents$7.7M-11.3%
Total debt$4.9M+32.8%
Total equity$18.1M-4.5%
Total assets$120.2M+9.6%

Cash flow

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Operating cash flow$946.7K-31.1%
CapEx$398.1K+1,661%
Free cash flow$548.7K-59.4%

Valuation

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Market cap$68.44M+76.8%
Enterprise value$65.58M+92.1%
P/S0.8×+0.3×

Profitability

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Gross margin22.5%-0.8pp
Operating margin-2.1%+0.7pp
Net margin-2.4%-6.4pp
FCF margin4.9%

Returns & leverage

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Return on equity-11.6%-31.0pp
Debt / equity0.3×+0.1×
Current ratio1.1×0.0×

Where this comes from

Reported directly by Usio, Inc. in its filing.

Tagged under the XBRL concept usio:SettlementProcessingAssets.

The official record: Usio, Inc.’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Usio, Inc.'s settlement processing assets?
Usio, Inc. (USIO) reported settlement processing assets of $69.52M in Q1 2026.
How has Usio, Inc.'s settlement processing assets changed year-over-year?
Usio, Inc.'s settlement processing assets increased by 11.9% year-over-year, from $62.15M to $69.52M.
What is the long-term trend for Usio, Inc.'s settlement processing assets?
Over 5 years (2020 to 2025), Usio, Inc.'s settlement processing assets has grown at a 11.2% compound annual growth rate (CAGR), from $43.56M to $74.18M.
What does settlement processing assets mean?
This represents funds held by the company or its financial partners that are in the process of being settled to merchants or billers. It reflects the temporary asset position created by the timing difference between receiving payment from a consumer and distributing it to the merchant client.