What are Usio, Inc.'s profit margins?

Usio, Inc. (USIO) runs a 22.5% gross margin and a -2.1% operating margin, with a -2.4% net margin.

Where do Usio, Inc.'s ratios come from?

Every ratio is computed from Usio, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Usio, Inc. USIO Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Gross margin	22.5%-0.5pp	23.1%-0.7pp	23.8%0.0pp	23.7%+0.4pp	23.3%-0.3pp
Operating margin	-2.1%+0.6pp	-2.8%-0.7pp	-2%-0.1pp	-1.9%-0.2pp	-1.7%+0.1pp
Net margin	-2.4%+0.5pp	-2.9%-2.5pp	-0.5%-3.9pp	3.4%-0.5pp	4%0.0pp
EBITDA margin	-0.2%+0.2pp	-0.5%-0.8pp	0.3%-0.3pp	0.6%-0.6pp	1.2%-0.1pp
Returns
Return on equity	-11.6%+1.9pp	-13.6%-11.5pp	-2.1%-18.8pp	16.7%-2.7pp	19.4%+0.1pp
Return on assets	-1.9%+0.2pp	-2.1%-1.7pp	-0.4%-3.0pp	2.7%-0.5pp	3.2%+0.1pp
Return on invested capital	-13%+3.1pp	-16.1%-4.3pp	-11.8%+0.7pp	-12.5%-1.3pp	-11.2%0.0pp
Efficiency
Asset turnover	0.8×+0.1×	0.7×-0.1×	0.8×0.0×	0.8×0.0×	0.8×0.0×
Inventory turnover	185.7×+33.9×	151.8×-21.2×	173×+10.6×	162.4×-3.1×	165.5×+12.3×
Liquidity
Current ratio	1.1×0.0×	1.1×0.0×	1.1×0.0×	1.1×0.0×	1.1×0.0×
Quick ratio	1.1×0.0×	1.1×0.0×	1.1×0.0×	1.1×0.0×	1.1×0.0×
Cash ratio	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×
Leverage
Debt-to-equity	0.3×+0.1×	0.2×0.0×	0.2×0.0×	0.2×0.0×	0.2×0.0×
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Interest coverage	-30×+15.3×	-45.3×-9.2×	-36.1×-3.5×	-32.6×-5.2×	-27.4×-0.1×
Per Share
Book value per share	$0.65-1.7%	$0.67-4.3%	$0.69-1.9%	$0.71-0.8%	$0.710.0%
Valuation
Market capitalization	$68.44M+76.8%	$37.14M-1.3%	$37.62M+2.8%	$36.59M-5.5%	$38.71M-2.3%
Enterprise value	$65.58M+92.1%	$33.59M+0.6%	$33.4M+4.3%	$32.02M-4.9%	$33.66M-5.0%
Price / sales	0.8×+0.3×	0.4×0.0×	0.4×0.0×	0.4×0.0×	0.5×0.0×
Price / book	3.8×+1.7×	2.1×+0.1×	2×+0.1×	2×-0.1×	2×0.0×
EV / sales	0.7×+0.3×	0.4×0.0×	0.4×0.0×	0.4×0.0×	0.4×0.0×
Earnings yield	-3.1%-10.6pp	-6.8%-5.7pp	-1%-8.9pp	7.9%-0.7pp	8.6%+0.2pp

Chart any of these lines over time, or line them up against competitors.

Compare these in charts →

Ask your AI about Usio, Inc..

Connect your AI assistant and get a quick read on the numbers, right in your chat.

Connect your AI

Claude

Questions, answered.

What are Usio, Inc.'s profit margins?: Usio, Inc. (USIO) runs a 22.5% gross margin and a -2.1% operating margin, with a -2.4% net margin.
Where do Usio, Inc.'s ratios come from?: Every ratio is computed from Usio, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.