What are Usio, Inc.'s profit margins?

Usio, Inc. (USIO) runs a 22.5% gross margin and a -2.1% operating margin, with a -2.4% net margin.

Where do Usio, Inc.'s ratios come from?

Every ratio is computed from Usio, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Usio, Inc. USIO Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Gross margin	22.5%-0.8pp	23.1%-0.6pp	23.8%-0.3pp	23.7%-0.1pp	23.3%-0.6pp
Operating margin	-2.1%-0.4pp	-2.8%-1.0pp	-2%-1.0pp	-1.9%-0.4pp	-1.7%-0.7pp
Net margin	-2.4%-6.4pp	-2.9%-6.9pp	-0.5%-3.7pp	3.4%+4.5pp	4%+4.9pp
EBITDA margin	-0.2%-1.4pp	-0.5%-1.7pp	0.3%-1.6pp	0.6%-0.8pp	1.2%-0.4pp
Returns
Return on equity	-11.6%-31.0pp	-13.6%-32.9pp	-2.1%-17.9pp	16.7%+22.5pp	19.4%+24.5pp
Return on assets	-1.9%-5.1pp	-2.1%-5.2pp	-0.4%-2.5pp	2.7%+3.4pp	3.2%+4.0pp
Return on invested capital	-13%-1.7pp	-16.1%-4.9pp	-11.8%-4.7pp	-12.5%-1.7pp	-11.2%-4.0pp
Efficiency
Asset turnover	0.8×0.0×	0.7×-0.1×	0.8×+0.1×	0.8×+0.1×	0.8×-0.1×
Inventory turnover	185.7×+20.1×	151.8×-1.4×	173×+16.5×	162.4×+21.6×	165.5×+28.0×
Liquidity
Current ratio	1.1×0.0×	1.1×0.0×	1.1×0.0×	1.1×0.0×	1.1×0.0×
Quick ratio	1.1×0.0×	1.1×0.0×	1.1×0.0×	1.1×0.0×	1.1×0.0×
Cash ratio	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×
Leverage
Debt-to-equity	0.3×+0.1×	0.2×0.0×	0.2×0.0×	0.2×0.0×	0.2×0.0×
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Interest coverage	-30×-2.6×	-45.3×-18.0×	-36.1×-16.8×	-32.6×+6.5×	-27.4×+17.0×
Per Share
Book value per share	$0.65-8.4%	$0.67-6.8%	$0.69+0.3%	$0.71+19.6%	$0.71+23.2%
Valuation
Market capitalization	$68.44M+76.8%	$37.14M-6.2%	$37.62M+4.3%	$36.59M-9.3%	$38.71M-13.7%
Enterprise value	$65.58M+92.1%	$33.59M-5.2%	$33.4M+5.8%	$32.02M-11.8%	$33.66M-18.0%
Price / sales	0.8×+0.3×	0.4×0.0×	0.4×0.0×	0.4×-0.1×	0.5×-0.1×
Price / book	3.8×+1.7×	2.1×0.0×	2×+0.1×	2×-0.6×	2×-0.9×
EV / sales	0.7×+0.3×	0.4×0.0×	0.4×0.0×	0.4×-0.1×	0.4×-0.1×
Earnings yield	-3.1%-10.6pp	-6.8%-15.1pp	-1%-8.4pp	7.9%+10.1pp	8.6%+10.3pp

Chart any of these lines over time, or line them up against competitors.

Compare these in charts →

Ask your AI about Usio, Inc..

Connect your AI assistant and get a quick read on the numbers, right in your chat.

Connect your AI

Claude

Questions, answered.

What are Usio, Inc.'s profit margins?: Usio, Inc. (USIO) runs a 22.5% gross margin and a -2.1% operating margin, with a -2.4% net margin.
Where do Usio, Inc.'s ratios come from?: Every ratio is computed from Usio, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.