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Universal Insurance Holdings UVE Debt issuance costs and discount amortization

Debt issuance costs and discount amortization at other companies

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-$29M+37.0%

Other financials

Income statement

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Revenue$393.6M-0.3%
Net income$54.3M+31.0%
EPS (diluted)$1.88+30.6%

Balance sheet

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Cash & equivalents$598.4M+49.3%
Total debt$100.3M-0.8%
Total equity$584.7M+38.4%
Total assets$2.8B+2.0%

Cash flow

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Operating cash flow$154.8M-17.1%
CapEx$1.6M+28.8%
Free cash flow$153.2M-17.4%

Valuation

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Market cap$1.14B+53.0%
Enterprise value$638.15M+44.1%
P/E5.8×-5.3×
P/S0.7×+0.2×

Profitability

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Net margin12.2%+7.9pp
FCF margin21.5%

Returns & leverage

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Return on equity38.9%+21.9pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Universal Insurance Holdings in its filing.

Tagged under the XBRL concept us-gaap:AmortizationOfDebtDiscountPremium.

The official record: Universal Insurance Holdings’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Universal Insurance Holdings's debt issuance costs and discount amortization?
Universal Insurance Holdings (UVE) reported debt issuance costs and discount amortization of $156K in Q4 2025.
How has Universal Insurance Holdings's debt issuance costs and discount amortization changed year-over-year?
Universal Insurance Holdings's debt issuance costs and discount amortization decreased by 83.4% year-over-year, from $938.25K to $156K.
What is the long-term trend for Universal Insurance Holdings's debt issuance costs and discount amortization?
Over 4 years (2021 to 2025), Universal Insurance Holdings's debt issuance costs and discount amortization has grown at a -49.7% compound annual growth rate (CAGR), from $9.73M to $624K.
What does debt issuance costs and discount amortization mean?
This represents the non-cash periodic amortization of debt issuance costs and original issue discounts associated with the company's outstanding debt obligations. It effectively spreads the cost of borrowing over the life of the debt instrument. This metric is essential for reconciling net income to actual cash interest paid.