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Universal Insurance Holdings UVE Change in deferred policy acquisition costs

Change in deferred policy acquisition costs at other companies

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-$22K-101%
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-$5.44M-26.6%
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$10.38M-61.3%
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-$12.2M-107%
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Safety Insurance GroupSAFT
-$3.28M-473%

Other financials

Income statement

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Revenue$393.6M-0.3%
Net income$54.3M+31.0%
EPS (diluted)$1.88+30.6%

Balance sheet

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Cash & equivalents$598.4M+49.3%
Total debt$100.3M-0.8%
Total equity$584.7M+38.4%
Total assets$2.8B+2.0%

Cash flow

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Operating cash flow$154.8M-17.1%
CapEx$1.6M+28.8%
Free cash flow$153.2M-17.4%

Valuation

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Market cap$1.14B+53.0%
Enterprise value$638.15M+44.1%
P/E5.8×-5.3×
P/S0.7×+0.2×

Profitability

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Net margin12.2%+7.9pp
FCF margin21.5%

Returns & leverage

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Return on equity38.9%+21.9pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Universal Insurance Holdings in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInDeferredPolicyAcquisitionCosts.

The official record: Universal Insurance Holdings’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Universal Insurance Holdings's change in deferred policy acquisition costs?
Universal Insurance Holdings (UVE) reported change in deferred policy acquisition costs of $1.85M in Q4 2025.
How has Universal Insurance Holdings's change in deferred policy acquisition costs changed year-over-year?
Universal Insurance Holdings's change in deferred policy acquisition costs decreased by 34.0% year-over-year, from $2.8M to $1.85M.
What is the long-term trend for Universal Insurance Holdings's change in deferred policy acquisition costs?
Over 4 years (2021 to 2025), Universal Insurance Holdings's change in deferred policy acquisition costs has grown at a 42.5% compound annual growth rate (CAGR), from -$1.79M to $7.39M.
What does change in deferred policy acquisition costs mean?
This metric represents the change in costs directly related to the acquisition of new insurance policies, such as commissions and underwriting expenses, which are capitalized and amortized over the policy term. It reflects the company's investment in business growth and customer acquisition. Tracking this helps investors understand the timing of expense recognition relative to premium revenue.