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Universal Insurance Holdings UVE Book overdraft increase (decrease)

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Other financials

Income statement

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Revenue$393.6M-0.3%
Net income$54.3M+31.0%
EPS (diluted)$1.88+30.6%

Balance sheet

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Cash & equivalents$598.4M+49.3%
Total debt$100.3M-0.8%
Total equity$584.7M+38.4%
Total assets$2.8B+2.0%

Cash flow

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Operating cash flow$154.8M-17.1%
CapEx$1.6M+28.8%
Free cash flow$153.2M-17.4%

Valuation

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Market cap$1.14B+43.7%
Enterprise value$638.15M+25.3%
P/E5.8×-6.0×
P/S0.7×+0.2×

Profitability

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Net margin12.2%+7.9pp
FCF margin21.5%

Returns & leverage

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Return on equity38.9%+21.9pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Universal Insurance Holdings in its filing.

Tagged under the XBRL concept uve:IncreaseDecreaseInOperatingBookOverdrafts.

The official record: Universal Insurance Holdings’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Universal Insurance Holdings's book overdraft increase (decrease)?
Universal Insurance Holdings (UVE) reported book overdraft increase (decrease) of $0 in Q4 2025.
How has Universal Insurance Holdings's book overdraft increase (decrease) changed year-over-year?
Universal Insurance Holdings's book overdraft increase (decrease) increased by 100.0% year-over-year, from -$3.65M to $0.
What is the long-term trend for Universal Insurance Holdings's book overdraft increase (decrease)?
Over 4 years (2021 to 2025), Universal Insurance Holdings's book overdraft increase (decrease) has grown at a -100.0% compound annual growth rate (CAGR), from -$32.64M to $0.
What does book overdraft increase (decrease) mean?
This metric tracks the net change in book overdrafts, which occur when checks issued exceed the actual cash balance in a specific bank account. It serves as a measure of short-term liquidity management and cash flow timing efficiency. An increase indicates the use of bank-provided float to manage working capital requirements.