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Univest Financial Corporation UVSP Q2 2025 earnings

Reported July 23, 2025 · After market close

Revenue$81.0MMiss by $58.0K
EPS$0.69Miss by $0.02
Revenue estimate$81.1M
EPS estimate$0.71

Next report

Oct 28, 2026 (in 3 months)
Revenue estimate$90.4M
EPS estimate$0.95

Financials

Q2 2025

Income statement

See full
Revenue$81.0M+12.5%
Net income$20.0M+10.3%
EPS (diluted)$0.69+11.3%

Balance sheet

See full
Cash & equivalents$160.4M-16.0%
Total debt$136.4M+13.8%
Total equity$916.7M+7.3%
Total assets$7.9B+1.1%

Cash flow

See full
Operating cash flow$23.3M—
CapEx$1.3M+65.6%
Free cash flow$21.9M—

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$876.8M+31.3%
Enterprise value$852.81M+42.9%
P/E11×+1.7×
P/S2.8×+0.5×

Profitability

See full
Net margin25.7%+1.3pp
FCF margin32.6%+12.9pp

Returns & leverage

See full
Return on equity9%+0.4pp
Debt / equity0.1×0.0×

Segments

By product

See full
Investment advisory commission and fee income$5.5M+4.2%
Other service fee income$3.1M+3.4%
Service charges on deposit accounts$2.3M+13.9%
Trust fee income$2.1M+6.9%

By segment

See full
Banking1$70.3M+12,459%
Wealth Management$7.7M+1,858%
Insurance$5.3M+4,385%

Versus estimates

Revenue

Q2 2026$84.4MMiss by $2.3MQ1 2026$87.5MBeat by $3.1MQ4 2025$84.6MBeat by $2.0MQ3 2025$83.2MBeat by $1.5M
Q2 2025$81.0MMiss by $58.0K
Q1 2025$79.2MBeat by $2.5M

Diluted EPS

Q2 2026$0.82Miss by $0.05Q1 2026$0.96Beat by $0.12Q4 2025$0.79Beat by $0.01Q3 2025$0.89Beat by $0.18
Q2 2025$0.69Miss by $0.02
Q1 2025$0.77Beat by $0.13

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Questions, answered.

When did Univest Financial Corporation report Q2 2025 earnings?
Univest Financial Corporation (UVSP) reported Q2 2025 earnings on July 23, 2025 after market close.
What were Univest Financial Corporation's Q2 2025 revenue and EPS?
Univest Financial Corporation reported revenue of $81.0M and eps of $0.69 for Q2 2025.
Did Univest Financial Corporation beat estimates in Q2 2025?
Revenue missed the consensus estimate of $81.1M by $58.0K. EPS missed the consensus estimate of $0.71 by $0.02.
How did Univest Financial Corporation's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 12.9% from $71.8M a year earlier and eps grew 11.3% from $0.62.
Where can I find Univest Financial Corporation's Q2 2025 SEC filings?
You can read the 10-Q periodic report (0001628280-25-036392) directly on SEC EDGAR. The filing index links above go to sec.gov.