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UWM Holdings UWMC Compensation and benefits

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Other financials

Income statement

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Revenue$888.0M+17.0%
Net income-$80.6M-452%
EPS (diluted)-$0.24-318%

Balance sheet

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Cash & equivalents$498.4M+1.7%
Total debt$3.1B+6.7%
Total equity$985.3M-43.6%
Total assets$17.9B+29.2%

Cash flow

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Operating cash flow-$2.2B-475%
CapEx$9.5M-60.9%
Free cash flow-$2.2B-490%

Valuation

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Market cap$2.26B+128%
Enterprise value$4.87B+42.7%
P/S0.6×+0.3×

Profitability

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Operating margin-0.1%
Net margin-1%-1.5pp
FCF margin-129.4%

Returns & leverage

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Return on equity-2.7%-3.3pp
Debt / equity3.2×+1.5×
Current ratio

Where this comes from

Reported directly by UWM Holdings in its filing.

Tagged under the XBRL concept us-gaap:LaborAndRelatedExpense.

The source filing: UWM Holdings’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:23 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001783398-26-000117
Line itemFor the three months ended June 30, 2026For the three months ended June 30, 2025For the six months ended June 30, 2026For the six months ended June 30, 2025
Gain (loss) on other interest rate derivatives(603,191)208,904(741,389)208,904
Other gains (losses), net(725,874)97,483(874,407)(291,102)
Expenses
Salaries, commissions, and benefits213,044211,461437,598404,261
Direct loan production costs72,16146,330132,66689,457
Marketing, travel, and entertainment35,58826,37966,46648,569
Depreciation and amortization14,65512,20029,04023,540
General and administrative89,74859,999148,782128,147

Item 1. Financial Statements

FAQ

What is UWM Holdings's compensation and benefits?
UWM Holdings (UWMC) reported compensation and benefits of $213.04M in Q2 2026.
How has UWM Holdings's compensation and benefits changed year-over-year?
UWM Holdings's compensation and benefits increased by 0.7% year-over-year, from $211.46M to $213.04M.
What is the long-term trend for UWM Holdings's compensation and benefits?
Over 4 years (2021 to 2025), UWM Holdings's compensation and benefits has grown at a 5.1% compound annual growth rate (CAGR), from $697.68M to $851.21M.
What does compensation and benefits mean?
Total employee-related costs including salaries, wages, bonuses, commissions, stock-based compensation, health insurance, retirement contributions, and payroll taxes.

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