Where do UWM Holdings's ratios come from?

Every ratio is computed from UWM Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

UWM Holdings UWMC Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Profitability
Net margin	1.9%+1.1pp	0.9%+0.3pp	0.6%+0.2pp	0.4%+0.7pp	-0.3%-0.8pp
EBITDA margin	37.7%+11.2pp	26.5%+2.5pp	24%-1.8pp	25.8%+9.0pp	16.7%-16.0pp
Returns
Return on equity	4.1%+2.6pp	1.5%+0.6pp	0.9%+0.3pp	0.6%+1.0pp	-0.4%-1.0pp
Return on assets	0.4%+0.2pp	0.2%+0.1pp	0.1%0.0pp	0.1%+0.1pp	-0.1%-0.2pp
Return on invested capital	28.5%+11.0pp	17.6%+2.3pp	15.3%-1.5pp	16.7%+6.7pp	10%-8.9pp
Efficiency
Asset turnover	0.2×0.0×	0.2×0.0×	0.2×0.0×	0.2×0.0×	0.2×0.0×
Leverage
Debt-to-equity	1.9×0.0×	1.9×-0.5×	2.5×+0.8×	1.7×-0.1×	1.8×+0.4×
Debt-to-assets	0.2×0.0×	0.2×0.0×	0.2×0.0×	0.2×0.0×	0.2×0.0×
Net debt / EBITDA	2.1×-1.0×	3.1×-1.2×	4.3×+1.0×	3.3×-2.1×	5.4×+2.6×
Interest coverage	2.3×+0.8×	1.5×+0.2×	1.2×0.0×	1.3×+0.5×	0.8×-0.9×
Per Share
Book value per share	$1.00+0.4%	$1.00-86.1%	$7.17-17.1%	$8.65+745%	$1.02-94.5%
Valuation
Market capitalization	$719.16M-11.6%	$1.18B-11.7%	$1.33B+54.8%	$860.06M-0.3%	$862.55M-6.9%
Enterprise value	$3.4B+5.0%	$3.78B-13.5%	$4.37B+33.2%	$3.28B-0.3%	$3.29B-1.3%
Price / earnings	10.8×—	——	——	——	——
Price / sales	0.2×-0.1×	0.4×-0.1×	0.5×+0.2×	0.3×0.0×	0.3×0.0×
Price / book	0.4×0.0×	0.7×-0.1×	0.8×+0.3×	0.5×0.0×	0.5×+0.1×
EV / EBITDA	2.6×-4.5×	4.5×-1.7×	6.2×+1.7×	4.5×-2.8×	7.3×+3.5×
EV / sales	1×-0.2×	1.2×-0.3×	1.5×+0.3×	1.2×-0.1×	1.2×0.0×
Earnings yield	9.2%+10.2pp	2.3%+1.1pp	1.3%-0.1pp	1.4%+2.3pp	-0.9%-2.5pp
Dividend yield	12.5%+6.8pp	6.7%+1.7pp	5%-1.5pp	6.4%+1.1pp	5.4%+1.1pp

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Where do UWM Holdings's ratios come from?: Every ratio is computed from UWM Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.