Where do UWM Holdings's ratios come from?

Every ratio is computed from UWM Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

UWM Holdings UWMC Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Profitability
Net margin	0.9%+0.3pp	0.5%+1.1pp	-0.6%-2.4pp	1.8%-47.6pp
EBITDA margin	26.5%-6.3pp	32.7%+19.2pp	13.6%-43.7pp	57.3%-7.3pp
Returns
Return on equity	1.5%+0.9pp	0.6%+1.1pp	-0.5%-1.8pp	1.3%-91.0pp
Return on assets	0.2%+0.1pp	0.1%+0.2pp	-0.1%-0.3pp	0.2%-8.4pp
Return on invested capital	17.6%-1.3pp	18.9%+13.3pp	5.6%-22.8pp	28.4%—
Efficiency
Asset turnover	0.2×0.0×	0.2×0.0×	0.2×0.0×	0.1×0.0×
Leverage
Debt-to-equity	1.9×+0.5×	1.4×+0.6×	0.9×+0.2×	0.7×0.0×
Debt-to-assets	0.2×0.0×	0.2×0.0×	0.2×0.0×	0.2×+0.1×
Net debt / EBITDA	3.1×+0.4×	2.7×-2.8×	5.6×+4.5×	1.1×+0.3×
Interest coverage	1.5×-0.2×	1.7×+0.9×	0.8×-3.5×	4.3×-1.9×
Per Share
Book value per share	$1.00-94.6%	$18.44-30.5%	$26.54-22.6%	$34.30+1,634%
Valuation
Market capitalization	$719.16M-11.6%	$926.96M-91.8%	$11.34B+119%	$5.19B-43.9%
Enterprise value	$3.4B+5.0%	$3.33B-74.3%	$12.98B+95.5%	$6.64B-37.9%
Price / earnings	10.8×—	64.4×—	——	123.5×+117×
Price / sales	0.2×-0.1×	0.3×-4.9×	5.2×+3.0×	2.2×-0.9×
Price / book	0.4×0.0×	0.5×-4.1×	4.6×+2.9×	1.6×-1.3×
EV / EBITDA	2.6×-4.5×	3.8×-40.3×	44.1×+39.2×	4.9×-0.7×
EV / sales	1×-0.2×	1.2×-4.7×	6×+3.2×	2.8×-0.8×
Earnings yield	9.2%+10.2pp	1.6%+1.7pp	-0.1%-0.9pp	0.8%-15.1pp
Dividend yield	12.5%+6.8pp	4.3%+4.0pp	0.3%-0.4pp	0.7%+0.4pp
PEG ratio	0.5×—	——	——	——

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Where do UWM Holdings's ratios come from?: Every ratio is computed from UWM Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.