Where do UWM Holdings's ratios come from?

Every ratio is computed from UWM Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

UWM Holdings UWMC Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Profitability
Net margin	1.9%+2.2pp	0.9%+0.3pp	0.6%+1.4pp	0.4%+0.3pp	-0.3%-0.6pp
EBITDA margin	37.7%+20.9pp	26.5%-6.3pp	24%+12.7pp	25.8%+5.7pp	16.7%-8.5pp
Returns
Return on equity	4.1%+4.5pp	1.5%+0.9pp	0.9%+1.7pp	0.6%+0.5pp	-0.4%-0.7pp
Return on assets	0.4%+0.5pp	0.2%+0.1pp	0.1%+0.3pp	0.1%+0.1pp	-0.1%-0.1pp
Return on invested capital	28.5%+18.5pp	17.6%-1.3pp	15.3%+9.1pp	16.7%+5.2pp	10%-4.6pp
Efficiency
Asset turnover	0.2×0.0×	0.2×0.0×	0.2×0.0×	0.2×0.0×	0.2×0.0×
Leverage
Debt-to-equity	1.9×+0.2×	1.9×+0.5×	2.5×+1.5×	1.7×+0.7×	1.8×+0.9×
Debt-to-assets	0.2×0.0×	0.2×0.0×	0.2×+0.1×	0.2×0.0×	0.2×0.0×
Net debt / EBITDA	2.1×-3.3×	3.1×+0.4×	4.3×-0.6×	3.3×+0.5×	5.4×+3.0×
Interest coverage	2.3×+1.5×	1.5×-0.2×	1.2×+0.6×	1.3×0.0×	0.8×-0.9×
Per Share
Book value per share	$1.00-2.2%	$1.00-94.6%	$7.17-67.2%	$8.65-64.6%	$1.02-33.4%
Valuation
Market capitalization	$719.16M-11.6%	$1.18B+26.8%	$1.33B-90.3%	$860.06M-92.2%	$862.55M-92.6%
Enterprise value	$3.4B+5.0%	$3.78B+13.4%	$4.37B-71.4%	$3.28B-73.8%	$3.29B-75.0%
Price / earnings	10.8×—	——	——	——	——
Price / sales	0.2×-0.1×	0.4×0.0×	0.5×-4.7×	0.3×-3.9×	0.3×-4.2×
Price / book	0.4×0.0×	0.7×+0.3×	0.8×-5.5×	0.5×-4.3×	0.5×-4.2×
EV / EBITDA	2.6×-4.5×	4.5×+0.7×	6.2×-44.0×	4.5×-19.3×	7.3×-12.8×
EV / sales	1×-0.2×	1.2×0.0×	1.5×-4.2×	1.2×-3.6×	1.2×-3.9×
Earnings yield	9.2%+10.2pp	2.3%+0.8pp	1.3%+1.4pp	1.4%+1.4pp	-0.9%-1.0pp
Dividend yield	12.5%+6.8pp	6.7%+2.4pp	5%+4.7pp	6.4%+6.1pp	5.4%+5.0pp

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Questions, answered.

Where do UWM Holdings's ratios come from?: Every ratio is computed from UWM Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.