Visa Europe — Stated interest rate (as a percent) remained flat by 0.0% to 3.9% in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 63.2%, from 2.4% to 3.9%. Over 2 years (FY 2023 to FY 2025), Europe — Stated interest rate (as a percent) shows an upward trend with a 14.7% CAGR. This is a positive signal — lower values indicate better performance for this metric.
An increase suggests higher contractual borrowing costs, while a decrease indicates more favorable financing terms or a lower interest rate environment.
The nominal annual interest rate specified in the debt agreement for financial obligations attributed to the European ge...
Comparable to coupon rates on regional corporate bonds or notes issued by multinational peers.
v_segment_europe_stated_interest_rate_as_a_percent| Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 2.4% | 2.4% | 2.4% | 2.4% | 2.4% | 2.4% | 2.4% | 2.4% | 2.4% | 2.4% | 2.4% | 2.4% | 3.9% | 3.9% | 3.9% | 3.9% |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +63.2% | +0.0% | +0.0% | +0.0% |
| YoY Change | — | — | — | — | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +63.2% | +63.2% | +63.2% | +63.2% |