Is Velocity Financial profitable?

Velocity Financial reported $108.5M in net income over the trailing twelve months.

What is Velocity Financial's earnings per share?

Velocity Financial's diluted EPS over the trailing twelve months is $2.80.

Where does Velocity Financial's income statement data come from?

Every line is extracted from Velocity Financial's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Velocity Financial VEL Income Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Net interest income	$192.19M+3.5%	$185.78M+7.4%	$173.03M+8.8%	$159.01M+10.5%	$143.84M+5.9%
Net interest income after provision for credit losses	$186.6M+3.7%	$179.98M+6.4%	$169.16M+8.7%	$155.59M+9.7%	$141.8M+5.3%
Total noninterest expense	$209.5M+6.2%	$197.36M+7.5%	$183.63M+9.4%	$167.84M+11.3%	$150.82M+8.0%
Interest expense	——	——	——	——	——
Other income (expense), net	$5.34M+151%	$2.13M-8.0%	$2.31M+2.0%	$2.27M+0.3%	$2.26M+5.3%
Income before income taxes	$150.22M+2.7%	$146.24M+14.0%	$128.23M+12.4%	$114.1M+14.0%	$100.05M+3.8%
Income tax expense	$41.59M+0.8%	$41.26M+10.9%	$37.19M+13.2%	$32.86M+8.6%	$30.27M+8.4%
Net income	$108.53M+3.3%	$105.05M+15.6%	$90.84M+11.8%	$81.27M+16.0%	$70.06M+2.4%
Diluted earnings per share	$2.80+2.2%	$2.74+13.2%	$2.42+9.5%	$2.21+13.9%	$1.94+1.0%

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Questions, answered.

Is Velocity Financial profitable?: Velocity Financial reported $108.5M in net income over the trailing twelve months.
What is Velocity Financial's earnings per share?: Velocity Financial's diluted EPS over the trailing twelve months is $2.80.
Where does Velocity Financial's income statement data come from?: Every line is extracted from Velocity Financial's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.