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Velocity Financial VEL Net Interest Income

Net Interest Income at other companies

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$39.24M+15.3%
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$17.4M+15.6%
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$96.45M+11.3%
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$25.72M+3.3%
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$26.19M-16.4%
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MFA FinancialMFA
$59.19M+2.9%

Other financials

Income statement

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Net income$22.4M+18.4%
EPS (diluted)$0.57+11.8%

Balance sheet

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Cash & equivalents$87.1M+68.5%
Total debt$3.1M+15.0%
Total equity$693.3M+23.1%
Total assets$7.6B+27.1%

Cash flow

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Operating cash flow$12.1M+242%
CapEx$42.0K-47.5%
Free cash flow$12.0M+248%

Valuation

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Market cap$696.78M+2.6%
P/E6.4×-3.3×

Returns & leverage

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Return on equity17.3%+3.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Velocity Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Velocity Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Velocity Financial's net interest income?
Velocity Financial (VEL) reported net interest income of $43.92M in Q1 2026.
How has Velocity Financial's net interest income changed year-over-year?
Velocity Financial's net interest income increased by 17.1% year-over-year, from $37.51M to $43.92M.
What is the long-term trend for Velocity Financial's net interest income?
Over 4 years (2021 to 2025), Velocity Financial's net interest income has grown at a 25.1% compound annual growth rate (CAGR), from $75.97M to $185.78M.
What does net interest income mean?
This is the difference between the interest income generated from assets and the interest expense paid on liabilities. It represents the core profitability of the lending business before accounting for credit losses or non-interest expenses.