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Velocity Financial VEL Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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Other financials

Income statement

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Net income$22.4M+18.4%
EPS (diluted)$0.57+11.8%

Balance sheet

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Cash & equivalents$87.1M+68.5%
Total debt$3.1M+15.0%
Total equity$693.3M+23.1%
Total assets$7.6B+27.1%

Cash flow

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Operating cash flow$12.1M+242%
CapEx$42.0K-47.5%
Free cash flow$12.0M+248%

Valuation

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Market cap$696.78M+2.6%
P/E6.4×-3.3×

Returns & leverage

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Return on equity17.3%+3.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Velocity Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Velocity Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Velocity Financial's net interest income (after provisions)?
Velocity Financial (VEL) reported net interest income (after provisions) of $42.26M in Q1 2026.
How has Velocity Financial's net interest income (after provisions) changed year-over-year?
Velocity Financial's net interest income (after provisions) increased by 18.6% year-over-year, from $35.64M to $42.26M.
What is the long-term trend for Velocity Financial's net interest income (after provisions)?
Over 4 years (2021 to 2025), Velocity Financial's net interest income (after provisions) has grown at a 23.9% compound annual growth rate (CAGR), from $76.26M to $179.98M.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for credit losses, which accounts for expected defaults in the loan portfolio. It provides a more accurate view of the sustainable income generated after considering the inherent risk of the lending business.