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Velocity Financial VEL Increase Decrease In Valuation Of Fair Value Loans

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Other financials

Income statement

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Net income$22.4M+18.4%
EPS (diluted)$0.57+11.8%

Balance sheet

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Cash & equivalents$87.1M+68.5%
Total debt$3.1M+15.0%
Total equity$693.3M+23.1%
Total assets$7.6B+27.1%

Cash flow

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Operating cash flow$12.1M+242%
CapEx$42.0K-47.5%
Free cash flow$12.0M+248%

Valuation

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Market cap$696.78M+2.6%
P/E6.4×-3.3×

Returns & leverage

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Return on equity17.3%+3.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Velocity Financial in its filing.

Tagged under the XBRL concept vel:IncreaseDecreaseInValuationOfFairValueLoans.

The official record: Velocity Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Velocity Financial's increase decrease in valuation of fair value loans?
Velocity Financial (VEL) reported increase decrease in valuation of fair value loans of $1.04M in Q1 2026.
How has Velocity Financial's increase decrease in valuation of fair value loans changed year-over-year?
Velocity Financial's increase decrease in valuation of fair value loans decreased by 97.0% year-over-year, from $34.84M to $1.04M.
What is the long-term trend for Velocity Financial's increase decrease in valuation of fair value loans?
Over 3 years (2021 to 2025), Velocity Financial's increase decrease in valuation of fair value loans has grown at a 1491.3% compound annual growth rate (CAGR), from $29K to $116.85M.
What does increase decrease in valuation of fair value loans mean?
This represents the unrealized gains or losses resulting from changes in the fair value of loans carried at fair value on the balance sheet. It captures the impact of interest rate shifts, credit spread changes, and market liquidity on the loan portfolio's valuation. This metric is critical for understanding the sensitivity of the company's earnings to broader macroeconomic volatility.