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Velocity Financial VEL Restricted Cash

Restricted Cash at other companies

OceanFirst Financial logo
OceanFirst FinancialOCFC
$0
TPG RE Finance Trust, Inc. logo
TPG RE Finance Trust, Inc.TRTX
$472K+13.2%
MFA Financial logo
MFA FinancialMFA
$189.24M-13.8%
Claros Mortgage Trust logo
Claros Mortgage TrustCMTG
$13.66M-35.1%
NexPoint Real Estate Finance logo
NexPoint Real Estate FinanceNREF
$2.6M-38.9%
KKR Real Estate Finance Trust logo
KKR Real Estate Finance TrustKREF

Other financials

Income statement

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Net income$22.4M+18.4%
EPS (diluted)$0.57+11.8%

Balance sheet

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Cash & equivalents$87.1M+68.5%
Total debt$3.1M+15.0%
Total equity$693.3M+23.1%
Total assets$7.6B+27.1%

Cash flow

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Operating cash flow$12.1M+242%
CapEx$42.0K-47.5%
Free cash flow$12.0M+248%

Valuation

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Market cap$696.78M+2.6%
P/E6.4×-3.3×

Returns & leverage

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Return on equity17.3%+3.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Velocity Financial in its filing.

Tagged under the XBRL concept us-gaap:RestrictedCashAndCashEquivalents.

The official record: Velocity Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Velocity Financial's restricted cash?
Velocity Financial (VEL) reported restricted cash of $25M in Q1 2026.
How has Velocity Financial's restricted cash changed year-over-year?
Velocity Financial's restricted cash increased by 9.7% year-over-year, from $22.79M to $25M.
What is the long-term trend for Velocity Financial's restricted cash?
Over 5 years (2020 to 2025), Velocity Financial's restricted cash has grown at a 86.2% compound annual growth rate (CAGR), from $7.02M to $157.13M.
What does restricted cash mean?
Cash restricted for specific purposes by contractual, regulatory, or legal requirements — not available for general corporate use.