Valley National Bank VLY Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Other segment items by Business | ||||||
| Commercial Banking | $22.29M-11.2% | $25.11M+67.5% | $14.99M-13.6% | $17.34M+12.3% | $15.44M-10.9% | |
| Consumer Banking | $13.99M+3.0% | $13.58M-4.9% | $14.29M+18.8% | $12.02M-15.9% | $14.29M-25.3% | |
| Net Interest Income by Business | ||||||
| Commercial Banking | $355.54M-0.2% | $356.26M+2.3% | $348.3M+2.5% | $339.9M+1.9% | $333.49M-3.8% | |
| Consumer Banking | $73.08M+3.6% | $70.55M+10.7% | $63.73M+3.3% | $61.7M+8.2% | $57.02M+10.6% | |
| Net Interest Income (After Provisions) by Business | ||||||
| Commercial Banking | $335.5M-1.4% | $340.24M+2.3% | $332.48M+9.8% | $302.82M+15.5% | $262.08M+4.6% | |
| Consumer Banking | $71.87M+8.0% | $66.52M+10.2% | $60.38M-1.0% | $60.98M-7.3% | $65.75M+60.8% | |
| Non-interest income by Business | ||||||
| Commercial Banking | $31.22M-9.5% | $34.5M+52.2% | $22.67M-9.3% | $25M+31.6% | $19M-8.9% | |
| Consumer Banking | $31.19M-10.6% | $34.9M-7.9% | $37.88M+17.7% | $32.19M-6.3% | $34.35M-0.9% | |
| Interest Income by Business | ||||||
| Commercial Banking | $571.82M-2.5% | $586.65M-1.9% | $597.88M+1.6% | $588.42M+1.5% | $579.9M-7.4% | |
| Consumer Banking | $135.56M-0.6% | $136.35M+1.7% | $134.09M+2.7% | $130.62M+6.7% | $122.46M-0.5% | |
| Income Before Income Taxes by Business | ||||||
| Commercial Banking | $178.93M-4.9% | $188.17M+1.9% | $184.75M+23.0% | $150.15M+44.1% | $104.23M+14.3% | |
| Consumer Banking | $37.45M+7.2% | $34.94M+13.2% | $30.85M-3.1% | $31.83M-14.7% | $37.31M+325% | |
| Net interest margin by Business | ||||||
| Commercial Banking | 3.7%+3.6pp | 0%-3.6pp | 3.6%+0.1pp | 3.5%+0.1pp | 3.5%+3.5pp | |
| Consumer Banking | 2.6%+2.5pp | 0.1%-2.3pp | 2.4%0.0pp | 2.4%+0.1pp | 2.2%+2.2pp | |
| Net occupancy expense by Business | ||||||
| Commercial Banking | $17.71M+3.9% | $17.05M+5.0% | $16.24M-4.2% | $16.96M-2.8% | $17.46M-3.3% | |
| Consumer Banking | $5.19M+4.6% | $4.96M+6.3% | $4.67M-2.2% | $4.77M+1.4% | $4.71M-1.1% | |
| Non-interest expense by Business | ||||||
| Commercial Banking | $187.79M+0.7% | $186.57M+9.5% | $170.4M-4.1% | $177.67M+0.5% | $176.85M-1.8% | |
| Consumer Banking | $65.61M-1.3% | $66.47M-1.4% | $67.4M+9.9% | $61.35M-2.3% | $62.8M-5.9% | |
| Salary and employee benefits expense by Business | ||||||
| Commercial Banking | $102.83M+7.0% | $96.06M+3.1% | $93.16M-6.1% | $99.17M-3.7% | $102.99M+10.2% | |
| Consumer Banking | $32.71M-2.5% | $33.56M-3.8% | $34.89M+8.0% | $32.29M+1.0% | $31.97M+7.6% | |
| Goodwill by Business | ||||||
| Commercial Lending | $1.44B— | —— | $1.44B0.0% | $1.44B0.0% | $1.44B— | |
| Consumer Banking | $349.65M0.0% | $349.65M0.0% | $349.65M0.0% | $349.65M0.0% | $349.65M0.0% | |
| Interest Expense by Business | ||||||
| Commercial Banking | $216.29M-6.1% | $230.39M-7.7% | $249.58M+0.4% | $248.52M+0.9% | $246.41M-11.8% | |
| Consumer Banking | $62.49M-5.0% | $65.8M-6.5% | $70.36M+2.1% | $68.92M+5.3% | $65.44M-8.6% | |
| Technology, furniture and equipment expense by Business | ||||||
| Commercial Banking | $20.74M-1.3% | $21.01M+10.0% | $19.11M-6.6% | $20.47M+3.1% | $19.85M-18.0% | |
| Consumer Banking | $6.79M-4.7% | $7.13M-0.2% | $7.14M+14.0% | $6.27M+0.5% | $6.24M-6.3% | |
| Professional and legal fees by Business | ||||||
| Commercial Banking | $16.1M-13.2% | $18.55M+6.5% | $17.41M+22.7% | $14.19M+29.7% | $10.94M-31.3% | |
| Consumer Banking | $4.58M-3.1% | $4.73M+26.5% | $3.74M+11.8% | $3.34M+15.4% | $2.9M-21.0% | |
| Average interest earning assets by Business | ||||||
| Commercial Banking | $39B+81,049% | $48.06M-99.9% | $38.44B-0.4% | $38.6B+0.4% | $38.44B— | |
| Consumer Banking | $11.27B+10,158% | $109.84M-99.0% | $10.83B+3.8% | $10.43B+2.1% | $10.21B+15,273% | |
| Provision for Credit Losses by Business | ||||||
| Commercial Banking | $20.04M+25.1% | $16.01M+1.2% | $15.82M-57.3% | $37.08M-48.1% | $71.41M-25.9% | |
| Consumer Banking | $1.21M— | —— | $3.35M+368% | $717K+108% | -$8.73M-182% | |
| FDIC insurance assessment by Business | ||||||
| Commercial Banking | $8.13M-7.6% | $8.8M-7.3% | $9.49M-0.5% | $9.54M-6.1% | $10.17M-8.9% | |
| Consumer Banking | $2.35M-6.6% | $2.52M-6.2% | $2.68M+1.1% | $2.65M-1.9% | $2.7M-5.0% | |
| Revenue from contracts with customer by Product | ||||||
| Service charges on deposit accounts | $18.2M+6.9% | $17.03M+1.6% | $16.76M+14.0% | $14.71M+15.6% | $12.73M-2.0% | |
| Wealth management and trust fees | $16.01M-12.1% | $18.22M+12.9% | $16.13M+14.8% | $14.06M-6.5% | $15.03M-8.5% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Valley National Bank break its business down?
- Valley National Bank (VLY) reports other segment items by business across 2 parts — Commercial Banking and Consumer Banking. Each is extracted from the segment footnotes and tracked over time.
- Where does Valley National Bank's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Valley National Bank's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
