Valley National Bank VLY Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Other segment items by Business | ||||||
| Commercial Banking | $22.29M+44.4% | $25.11M+44.9% | $14.99M+26.7% | $17.34M+48.9% | $15.44M+17.0% | |
| Consumer Banking | $13.99M-2.1% | $13.58M-29.0% | $14.29M+4.8% | $12.02M-7.1% | $14.29M+13.5% | |
| Net Interest Income by Business | ||||||
| Commercial Banking | $355.54M+6.6% | $356.26M+2.7% | $348.3M+0.8% | $339.9M-2.0% | $333.49M-3.9% | |
| Consumer Banking | $73.08M+28.2% | $70.55M+36.8% | $63.73M+39.0% | $61.7M+41.0% | $57.02M+48.2% | |
| Net Interest Income (After Provisions) by Business | ||||||
| Commercial Banking | $335.5M+28.0% | $340.24M+35.9% | $332.48M+20.2% | $302.82M+12.4% | $262.08M-14.0% | |
| Consumer Banking | $71.87M+9.3% | $66.52M+62.7% | $60.38M+51.6% | $60.98M+56.6% | $65.75M+85.7% | |
| Non-interest income by Business | ||||||
| Commercial Banking | $31.22M+64.3% | $34.5M+65.3% | $22.67M+31.8% | $25M+51.6% | $19M-17.8% | |
| Consumer Banking | $31.19M-9.2% | $34.9M+0.7% | $37.88M+5.4% | $32.19M+2.0% | $34.35M+3.6% | |
| Interest Income by Business | ||||||
| Commercial Banking | $571.82M-1.4% | $586.65M-6.3% | $597.88M-9.4% | $588.42M-9.8% | $579.9M-11.8% | |
| Consumer Banking | $135.56M+10.7% | $136.35M+10.7% | $134.09M+8.8% | $130.62M+10.2% | $122.46M+7.6% | |
| Income Before Income Taxes by Business | ||||||
| Commercial Banking | $178.93M+71.7% | $188.17M+106% | $184.75M+46.1% | $150.15M+38.7% | $104.23M-30.2% | |
| Consumer Banking | $37.45M+0.4% | $34.94M+298% | $30.85M+99.9% | $31.83M+165% | $37.31M+222% | |
| Net interest margin by Business | ||||||
| Commercial Banking | 3.7%+0.2pp | 0%0.0pp | 3.6%+0.2pp | 3.5%+0.1pp | 3.5%0.0pp | |
| Consumer Banking | 2.6%+0.4pp | 0.1%0.0pp | 2.4%+0.5pp | 2.4%+0.6pp | 2.2%+0.7pp | |
| Net occupancy expense by Business | ||||||
| Commercial Banking | $17.71M+1.4% | $17.05M-5.5% | $16.24M-13.6% | $16.96M-1.1% | $17.46M+0.5% | |
| Consumer Banking | $5.19M+10.4% | $4.96M+4.3% | $4.67M-1.0% | $4.77M+12.0% | $4.71M+10.2% | |
| Non-interest expense by Business | ||||||
| Commercial Banking | $187.79M+6.2% | $186.57M+3.6% | $170.4M+1.8% | $177.67M0.0% | $176.85M-0.9% | |
| Consumer Banking | $65.61M+4.5% | $66.47M-0.4% | $67.4M+11.7% | $61.35M+4.8% | $62.8M+10.2% | |
| Salary and employee benefits expense by Business | ||||||
| Commercial Banking | $102.83M-0.2% | $96.06M+2.8% | $93.16M-1.8% | $99.17M-0.3% | $102.99M+1.1% | |
| Consumer Banking | $32.71M+2.3% | $33.56M+12.9% | $34.89M+13.3% | $32.29M+8.5% | $31.97M+11.6% | |
| Goodwill by Business | ||||||
| Commercial Lending | $1.44B0.0% | —— | $1.44B0.0% | $1.44B0.0% | $1.44B0.0% | |
| Consumer Banking | $349.65M0.0% | $349.65M0.0% | $349.65M0.0% | $349.65M0.0% | $349.65M0.0% | |
| Interest Expense by Business | ||||||
| Commercial Banking | $216.29M-12.2% | $230.39M-17.6% | $249.58M-20.5% | $248.52M-18.7% | $246.41M-20.7% | |
| Consumer Banking | $62.49M-4.5% | $65.8M-8.1% | $70.36M-9.1% | $68.92M-7.8% | $65.44M-13.1% | |
| Technology, furniture and equipment expense by Business | ||||||
| Commercial Banking | $20.74M+4.4% | $21.01M-13.2% | $19.11M-2.5% | $20.47M-17.3% | $19.85M-21.4% | |
| Consumer Banking | $6.79M+8.9% | $7.13M+7.0% | $7.14M+21.1% | $6.27M-4.9% | $6.24M-4.6% | |
| Professional and legal fees by Business | ||||||
| Commercial Banking | $16.1M+47.1% | $18.55M+16.4% | $17.41M+67.5% | $14.19M-0.5% | $10.94M-9.4% | |
| Consumer Banking | $4.58M+58.1% | $4.73M+28.9% | $3.74M+57.1% | $3.34M+40.7% | $2.9M+2.5% | |
| Average interest earning assets by Business | ||||||
| Commercial Banking | $39B+1.4% | $48.06M— | $38.44B-4.4% | $38.6B-3.9% | $38.44B-5.0% | |
| Consumer Banking | $11.27B+10.3% | $109.84M+65.4% | $10.83B+9.2% | $10.43B+6.0% | $10.21B+4.2% | |
| Provision for Credit Losses by Business | ||||||
| Commercial Banking | $20.04M-71.9% | $16.01M-83.4% | $15.82M-77.1% | $37.08M-52.0% | $71.41M+69.2% | |
| Consumer Banking | $1.21M+114% | —— | $3.35M-44.2% | $717K-85.1% | -$8.73M-384% | |
| FDIC insurance assessment by Business | ||||||
| Commercial Banking | $8.13M-20.1% | $8.8M-21.2% | $9.49M-20.0% | $9.54M-9.2% | $10.17M+16.5% | |
| Consumer Banking | $2.35M-13.0% | $2.52M-11.5% | $2.68M-8.3% | $2.65M+3.1% | $2.7M+27.7% | |
| Revenue from contracts with customer by Product | ||||||
| Service charges on deposit accounts | $18.2M+43.0% | $17.03M+31.1% | $16.76M+30.7% | $14.71M+31.2% | $12.73M+13.1% | |
| Wealth management and trust fees | $16.01M+6.5% | $18.22M+10.9% | $16.13M+6.7% | $14.06M+7.0% | $15.03M-16.2% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Valley National Bank break its business down?
- Valley National Bank (VLY) reports other segment items by business across 2 parts — Commercial Banking and Consumer Banking. Each is extracted from the segment footnotes and tracked over time.
- Where does Valley National Bank's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Valley National Bank's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
