Valley National Bank VLY Business Segments
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Other segment items by Business | ||||||
| Commercial Banking | $79.72M+41.7% | $72.87M+34.9% | $65.1M+28.3% | $61.94M+17.0% | $56.25M+1.6% | |
| Consumer Banking | $53.87M-10.2% | $54.17M-7.1% | $59.72M+16.4% | $59.06M+18.5% | $59.98M+22.2% | |
| Net Interest Income by Business | ||||||
| Commercial Banking | $1.4B+2.0% | $1.38B-0.6% | $1.37B-2.1% | $1.37B-3.2% | $1.37B-3.6% | |
| Consumer Banking | $269.06M+35.8% | $253M+40.8% | $234.01M+38.3% | $216.12M+31.3% | $198.18M+22.3% | |
| Net Interest Income (After Provisions) by Business | ||||||
| Commercial Banking | $1.31B+23.8% | $1.24B+12.4% | $1.15B-4.3% | $1.09B-14.2% | $1.06B-21.7% | |
| Consumer Banking | $259.75M+40.1% | $253.63M+63.6% | $228.01M+48.2% | $207.47M+35.1% | $185.42M+20.2% | |
| Non-interest income by Business | ||||||
| Commercial Banking | $113.39M+54.1% | $101.17M+30.2% | $87.53M+9.1% | $82.07M-5.1% | $73.56M-21.2% | |
| Consumer Banking | $136.16M-0.3% | $139.32M+2.9% | $139.08M+9.5% | $137.14M+16.8% | $136.52M+21.8% | |
| Interest Income by Business | ||||||
| Commercial Banking | $2.34B-6.9% | $2.35B-9.4% | $2.39B-7.5% | $2.45B-3.6% | $2.52B+0.3% | |
| Consumer Banking | $536.62M+10.1% | $523.52M+9.4% | $510.3M+11.1% | $499.46M+13.5% | $487.38M+14.6% | |
| Income Before Income Taxes by Business | ||||||
| Commercial Banking | $701.99M+63.2% | $627.29M+32.0% | $530.31M-8.7% | $471.98M-27.6% | $430.1M-41.9% | |
| Consumer Banking | $135.08M+83.7% | $134.93M+182% | $108.77M+124% | $93.35M+119% | $73.51M+83.3% | |
| Net interest margin by Business | ||||||
| Commercial Banking | 10.8%+0.5pp | 10.7%+0.3pp | 10.6%-0.6pp | 10.4%+1.8pp | 10.4%+4.2pp | |
| Consumer Banking | 7.4%+1.4pp | 7%+1.7pp | 7%+1.4pp | 6.5%+2.3pp | 6%+3.1pp | |
| Net occupancy expense by Business | ||||||
| Commercial Banking | $67.96M-4.9% | $67.7M-5.1% | $68.7M-2.9% | $71.27M+2.7% | $71.45M+2.5% | |
| Consumer Banking | $19.6M+6.3% | $19.11M+6.1% | $18.9M+4.6% | $18.95M+4.2% | $18.44M-1.7% | |
| Non-interest expense by Business | ||||||
| Commercial Banking | $722.44M+2.9% | $711.5M+1.1% | $705.05M+0.9% | $702.04M-0.7% | $702.09M-0.4% | |
| Consumer Banking | $260.83M+5.0% | $258.02M+6.3% | $258.32M+11.2% | $251.26M+10.0% | $248.43M+9.8% | |
| Salary and employee benefits expense by Business | ||||||
| Commercial Banking | $391.22M+0.1% | $391.38M+0.5% | $388.77M-1.2% | $390.51M-1.4% | $390.75M-0.9% | |
| Consumer Banking | $133.45M+9.1% | $132.71M+11.6% | $128.88M+10.0% | $124.79M+9.2% | $122.27M+8.7% | |
| Goodwill by Business | ||||||
| Consumer Banking | $1.4B0.0% | $1.4B0.0% | $1.4B0.0% | $1.4B0.0% | $1.4B+4.9% | |
| Interest Expense by Business | ||||||
| Commercial Banking | $944.78M-17.5% | $974.9M-19.4% | $1.02B-18.6% | $1.09B-10.6% | $1.15B-1.1% | |
| Consumer Banking | $267.56M-7.5% | $270.52M-9.5% | $276.29M-9.8% | $283.34M-3.9% | $289.2M+3.4% | |
| Technology, furniture and equipment expense by Business | ||||||
| Commercial Banking | $81.33M-8.0% | $80.44M-14.2% | $83.64M-11.3% | $84.13M-15.3% | $88.4M-11.0% | |
| Consumer Banking | $27.33M+7.7% | $26.77M+4.2% | $26.3M+3.4% | $25.06M-3.5% | $25.38M-1.6% | |
| Professional and legal fees by Business | ||||||
| Commercial Banking | $66.25M+28.6% | $61.09M+16.0% | $58.48M+14.8% | $51.46M-5.9% | $51.53M-5.7% | |
| Consumer Banking | $16.4M+44.8% | $14.71M+30.7% | $13.65M+26.0% | $12.29M+5.0% | $11.33M-10.0% | |
| Average interest earning assets by Business | ||||||
| Commercial Banking | $116.09B— | $115.54B— | —— | —— | —— | |
| Consumer Banking | $32.63B+8.7% | $31.58B+6.6% | $31.53B-1.3% | $30.62B+25.3% | $30.03B+76.5% | |
| Provision for Credit Losses by Business | ||||||
| Commercial Banking | $88.95M-71.7% | $140.32M-50.7% | $220.61M+11.2% | $273.82M+96.7% | $314.03M+337% | |
| FDIC insurance assessment by Business | ||||||
| Commercial Banking | $35.96M-17.7% | $38M-10.1% | $40.36M+4.2% | $42.74M+24.0% | $43.71M+38.4% | |
| Consumer Banking | $10.19M-7.6% | $10.55M+0.9% | $10.87M+15.0% | $11.11M+32.7% | $11.03M+44.3% | |
| Revenue from contracts with customer by Product | ||||||
| Service charges on deposit accounts | $66.71M+34.1% | $61.23M+26.8% | $57.18M+28.1% | $53.25M+24.6% | $49.75M+18.2% | |
| Wealth management and trust fees | $64.41M+7.9% | $63.44M+1.3% | $61.65M+6.0% | $60.64M+11.3% | $59.72M+13.7% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Valley National Bank break its business down?
- Valley National Bank (VLY) reports other segment items by business across 2 parts — Commercial Banking and Consumer Banking. Each is extracted from the segment footnotes and tracked over time.
- Where does Valley National Bank's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Valley National Bank's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
