Skip to content

Valley National Bank VLY Consumer Lending — Interest Income

Discontinued — last reported Q3 '24

Other segment segments

Commercial Banking
$586.65M-6.3%
Consumer Banking
$130.62M

Similar metrics at other companies

Western Alliance Bancorporation logo
WALConsumer Related Segment — Interest Income
$329.9M+15.7%
Ready Capital logo
RCOperating Segments — Interest And Fee Income Loans Consumer
$9.76M-11.1%
BOK Financial logo
BOKFConsumer — Interest Income (Expense), Operating
$57.16M-12.7%
NRZ
NRZConsumer Loans — Interest Income
NRZ
NRZConsumer Loan — Interest Income Operating
NRZ
NRZConsumer Loans — Revenue

Other financials

Income statement

See full
Revenue$540.4M+13.0%
Net income$163.9M+54.6%
EPS (diluted)$0.28+55.6%

Balance sheet

See full
Cash & equivalents$1.2B-5.3%
Total debt$63.9M+8.2%
Total equity$7.8B+4.4%
Total assets$64.5B+4.2%

Cash flow

See full
Operating cash flow$209.6M+1,324%
CapEx$1.4M-54.1%
Free cash flow$208.2M+1,132%

Valuation

See full
Market cap$7.81B+36.9%
Enterprise value$6.71B+50.0%
P/E11.9×-2.7×
P/S3.7×+0.7×

Profitability

See full
Net margin31.4%+10.6pp
FCF margin26.5%

Returns & leverage

See full
Return on equity8.6%+3.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Valley National Bank in its filing.

Tagged under the XBRL concept us-gaap:InterestAndDividendIncomeOperating.

The official record: Valley National Bank’s 10-Q, filed November 12, 2024, on SEC EDGAR. View the filing →

Ask your AI about Valley National Bank's consumer lending — interest income.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Valley National Bank's consumer lending — interest income?
Valley National Bank (VLY) reported consumer lending — interest income of $122.42M in Q3 2024.
How has Valley National Bank's consumer lending — interest income changed year-over-year?
Valley National Bank's consumer lending — interest income increased by 15.1% year-over-year, from $106.38M to $122.42M.
What does consumer lending — interest income mean?
Total interest earned from consumer loans.
How do you interpret consumer lending — interest income?
Higher income indicates strong loan volume or favorable interest rate spreads on consumer products.
How does consumer lending — interest income compare across companies?
Commonly reported by all commercial banks to show segment-level revenue generation.